Can You Get Health Insurance Through AARP?

AARP Health Insurance plans in North Carolina, through UnitedHealthcare’s partnership, include prescription drug coverage as well as hearing, dental, fitness and more. It’s best to sign up for one during the six month open enrollment period after turning 65 and already enrolling in Medicare Part B.

AARP Medicare

AARP is an organization for people over 50 that strives to protect their health care rights. Lobbying lawmakers and educating consumers about health insurance matters such as Medicare are core functions. Through UnitedHealthcare partnership, it also offers health plans through their Medicare plans partnership; including Medicare Advantage and Prescription Drug plans available throughout many states with an interactive plan finder tool to see what’s available near you.

AARP Medicare Advantage plans In contrast with Original Medicare, which is administered by the federal government, AARP Medicare Advantage plans are offered through private insurers such as UnitedHealthcare and may include extra benefits like dental and vision coverage, hearing aids or wellness programs. Prices of such plans may differ from state to state and depend on your desired amount of coverage as well as which network of doctors and hospitals you opt for.

An AARP Medicare Advantage PPO plan typically offers you maximum flexibility. This type of plan allows you to access care from any doctor or hospital that accepts payment terms established by your plan; however, referral from a primary doctor may be required before seeing specialists.

Are You an AARP Member? Starting October 23rd, UnitedHealthcare Medicare Advantage Plans offer members of AARP the chance to enroll in one of these plans with no copays on in-network dental visits and routine cleanings, plus free annual eye exams and eyewear allowance. Some plans may even offer coverage of acupuncture treatments.

AARP Medicare Advantage plans offer you a selection of HMO, PPO and PFFS plans with their own specific rules and costs. To discover these options further, visit their website or call their customer service number.

NerdWallet writers are subject matter experts who rely on primary, reputable sources in their work. Our writers strive to help you make informed financial decisions without accepting commissions from companies featured on our site. Our editorial content is meticulously reviewed and fact-checked for accuracy, timeliness and relevance by an independent company, not connected with or approved by either the U.S. government or Medicare programs. If you have questions regarding Medicare coverage, get in touch with an accredited insurance agent or producer. Here is a list of licensed agents: UnitedHealthcare is an authorized provider of Medicare Advantage Part C and Part D prescription drug benefits, paying royalty fees to AARP for using its intellectual property in this way. These fees are then used towards its general purposes. UnitedHealthcare is responsible for the administrative and operational functions of the Medicare Advantage and Part D benefit plans it sponsors; AARP does not make medical recommendations or endorse these products or services. UnitedHealthcare’s contract with Medicare ends December 31; you can change plans between January 1 and March 31 annually during Medicare Advantage Open Enrollment Period (MEOEP). For more information about AARP Medicare Advantage/Part D plans please visit their website.