Can You Insure Cash In The Mail?

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward as you might think. In this post, we’ll explore your options and help you make an informed decision to keep your money safe and sound.

What is cash in the mail?

When you send cash in the mail, it is important to insure it in case it gets lost or stolen. There are a few different ways to insure cash in the mail, and the best way will vary depending on the amount of money you are sending and how quickly you need it to arrive.

If you are sending a small amount of cash, you can simply put it in an envelope and seal it with tape. Then, write “cash” on the outside of the envelope in big letters. This will help ensure that your envelope is not opened by mistake. You can also put the envelope inside another envelope or package to further protect it.

For larger amounts of cash, you may want to consider using a money order. Money orders can be purchased at most post offices and banks. They are essentially a form of prepaid cash that can be used to send money through the mail. Money orders can be insured for up to $500, so they offer more protection than sending cash in an envelope.

Finally, if you are sending a large amount of cash or need it to arrive quickly, you can use a certified or registered mail service. Certified mail is a service offered by the US Postal Service that provides tracking information for your package. Registered mail is a similar service offered by private carriers like FedEx or UPS. These services provide insurance for your package up to $25,000.

How to insure cash in the mail

When sending cash in the mail, there are a few things you can do to help ensure it arrives safely. First, be sure to use a secure method of mailing, such as registered mail or certified mail. This will provide you with a tracking number so you can see where your cash is at all times. You should also insure your package for its full value.

That way, if it is lost or stolen, you will be reimbursed by the insurance company. Finally, be sure to keep a record of who you sent the cash to and when, in case you need to track it down later. By following these simple guidelines, you can help ensure that your cash arrives safely at its destination.

Pros and cons of insuring cash in the mail

There are pros and cons to insuring cash in the mail. On the pro side, if your cash is lost or stolen in the mail, you will be reimbursed by the insurance company. On the con side, you will have to pay a premium for the insurance, which may not be worth it if you are only sending a small amount of cash.

How to send cash in the mail

When sending cash in the mail, there are a few things you can do to ensure its safety. First, be sure to use a sturdy envelope or box so that the cash cannot be easily seen or felt from the outside. Second, consider insuring the package for its full value in case it is lost or stolen in transit. And finally, always send your package by registered mail so that you have a record of its delivery. By following these simple steps, you can rest assured that your cash will arrive safely at its destination.


In conclusion, it is possible to insure cash in the mail, but you should use other methods of payment when possible. If you must send money through the mail and want to protect yourself from loss, make sure to purchase insurance.

You can also increase the safety of your transaction by tracking your sent package with a delivery number and ensuring that your recipient receives their package as soon as possible. With proper planning and protection, sending cash in the mail can be done safely and securely.