There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses.
You must first do the following:
Be Calm
This is simple, but it’s essential.
Your adrenaline levels are high after an auto accident. Screaming at the other driver or getting angry is not going to help your car fix.
Do not dispute the other driver. It’s too late. The damage is done.
Call the police
You should immediately call 911 to inform them that you were in an accident. You should tell them where the accident occurred and whether you require an ambulance.
Other Car Driver’s Information
You will need the information of the other driver to be able to claim compensation for your damages.
Write down the following details and go to the other driver:
*Name and Driver’s Licence Number*Car License Plate No
*Name of Auto Insurance Company. Insurance Policy Number
Always confirm that the insurance policy has not expired. If the name listed on your insurance policy is not the same as the driver of the car, you should ask for the name of the policy holder and contact information.
This information will be used to contact the insurance company of the other driver and initiate an auto accident claim.
Once you have all of the information about your driver, you can…
Take photos and notes
To take many photos of the accident scene, you can use your smartphone or digital camera. You should also make quick notes about the accident. Your memory of the accident will fade as time passes. In case of missing a crucial detail, you want to make sure that you record all important information. Write down as many details as possible.
You could ask for information such as when the crash occurred, where you were driving, and how fast you were going.
This information can be used later to explain to police and insurance companies what happened in your car accident.
Next, you need to do…
Locate Witnesses
You can verify your story by speaking with witnesses to the accident. Talk to people who were at the scene of the accident. Ask them if the accident was their fault. Ask them if they would be willing to assist you.
Talk with the Police
The police will bring you and the other driver of the car to the side so they can ask any questions regarding the accident.
After talking to everyone, the police will file an accident report. This report will include important information that you can use later in your car insurance case.
The report will include details about the accident, road conditions, traffic violations and names of witnesses. Ask for the officer’s badge number.
Contact the Insurance Company
After everything has been sorted out at the accident site, you’ll need to contact your insurance company. First, contact your insurance company and tell them about the car accident. If you believe the other driver was at fault, contact the insurance company of the other driver to file a claim.
Start Your Car Accident Claim
Once you have filed your accident claim, it is time to start gathering and documenting important information that will help you get compensation for car damage and personal injuries.
You can get more money from your insurance company by reducing the amount of responsibility you take for the car accident. Your auto insurance claim will be more lucrative if you have less fault.
