Are you one of the 75% who do not shop for an annual comparison of car insurance? Don’t feel guilty if you are. Shopping for car insurance can take time and confusing. That was the case for the old-fashioned method where you had to call half-a dozen agents to get quotes.
The times are changing and it is now possible to compare car insurance in less than the time it takes to have a cup of tea. You may be wondering how? You can do it online, of course! You can quickly and easily compare car insurance by simply opening your computer and following the three steps below.
Step 1. Step 1. Gather basic information about yourself before you begin. A copy of your car insurance policy is a must to see the current coverage. Also, the make and model of each car being insured. The history of any accidents or other claims in the last five years. It is also useful to know how long you have been insured with the same company. You will get a better quote if there has not been any switching between companies.
Step 2. Step 2. Now, it’s time to sit down at your computer. These companies have established relationships with many, if not hundreds of, major car insurance companies. Online quote providers allow you to get quotes from multiple companies. We all know that lower prices are associated with competition, so it is in your best interests to obtain quotes from as many companies as possible. Limit the number of quotes to seven or you will burn some brain cells trying to compare them.
Online quote providers will match you with at most five insurance companies. These companies could be small, independent agents located close to you or large insurance companies that do business in all 50 states. You may be able to get a quote online from Esurance, but these companies are not licensed in all 50 states.
This article will help you choose the right online quote provider if you’re not sure.
3. Now you can actually fill out the online application. Good news is that you only need to complete one application to receive multiple quotations. Please complete the application honestly and as fully as you can. While the insurance companies will use your information to give you an initial quote, they will also verify all of it before approving a final policy. Online insurance quotes can save you time and money. However, they are not a way to deceive the insurer.
After your application has been submitted you can just sit back and watch the quotes start to come in. The first quote will likely arrive in your email within an hour. After you have received at least five quotes you should be able to get a good idea about your best car insurance rate. You could be saving 15% on your car insurance if it has been several years since you last compared your car insurance rates. Wasn’t this worth your time?
Ready to start your car insurance comparison [http://www.shop-car-insurance.com/3.html]? The online provider that we recommend below will provide you with five quotes from both local and national insurance companies. It is also free.