For a full coverage policy, the average cost of car insurance in America is $1,674 annually. Your car’s make and model is one of the most important factors that will impact your car insurance rate. Your rate will be affected by your vehicle make and model, credit score, age and claim history, as well as your driving record.
It can help you to determine the average cost of insurance if you’re thinking about buying a Suzuki. Understanding the average rates for Suzuki owners can help you decide if your current price is fair. Below are some sample rates for auto insurance on the following Suzuki models.
- Suzuki Equator
- Suzuki Kizashi
- Suzuki Vitara
What is the cost of Suzuki insurance?
Suzuki insurance is cheaper than the average nationwide cost of car insurance which is $1674. The cost of insurance will vary depending on which model you choose. Each insurance company has a different coverage rate. These are just a few of the variables that can affect the price of Suzuki insurance.
- Statistics on crash rates by make/model: Overall, Suzukis have good safety ratings which help keep insurance costs low. The 2012 Equator, 2013 Hyundai Kizashi were rated in the “good”, and “average” categories by the IIHS. Other sources also confirm that the Vitara is very safe.
- Parts cost: It is often affordable to repair a Suzuki. Parts are usually readily available and don’t need to imported from abroad.
- Safety features: While most Suzukis have high safety ratings, older models still come with standard safety features. Insurance costs are higher because of the absence of crash avoidance systems and other technology.
Suzuki model-specific car insurance
It all depends on what model Suzuki you own. Your rate will also be affected by personal factors such as your age, credit score, and claim history. Although car insurance rates can be personalized, it is helpful to compare the average rates of different models.
Suzuki Equator insurance
In 2012, the Suzuki Equator, a pickup truck of mid-size, was discontinued in the United States. The Equator’s high safety rating means that insurance costs are affordable. The Equator was also sold at a low cost, so used models are not very valuable. Here’s a look at the average premium for the Suzuki Equator, both full and minimal coverage.
Suzuki Kizashi car insurance
In 2013, the Suzuki Kizashi was no longer sold in the United States. The Kizashi, like the Equator has excellent safety ratings. It comes standard with features such as anti-lock brakes and traction control. The Kizashi insurance cost is lower than the average US rate. Below is a table that shows the average premiums for Suzuki Kizashi’s full and minimal coverage insurance.
Suzuki Vitara insurance
Only one model from our list is still in production: the Suzuki Vitara. This Suzuki vehicle is the only one with advanced safety features such as blind spot monitoring, adaptive cruise control, and automatic braking. Although this car is relatively affordable for insurance, repairs can be costly due to the new features and parts. Below is a table that shows the average Suzuki Vitara car insurance rate.
Suzukis: The cheapest car insurance
Every car insurance company has a different rate for the coverage of the same make and model. Amica and USAA are the most affordable providers of Suzuki insurance based on our sample quotes. However, rates will vary based on your personal profile. Below is the average car insurance premium to insure the Suzuki Equator Kizashi, Vitara and Kizashi from five of the most trusted car insurance companies.
Features of Suzuki that can impact your insurance costs
Individual Suzuki models have notable impacts on their car insurance premiums. The Vitara is the latest model and is equipped with the best safety features. These are some safety features that you’ll find on newer Suzuki models:
- Forward detection system: Suzuki’s forward-detection system attaches a camera and laser to the windshield. It notifies the driver when pedestrians cross the street in front of them or drift out of their lane.
- Blind spot monitor: This monitor is equipped with radar sensors that detect vehicles approaching from the opposite lane and alerts drivers when they activate their turn signal.
- Traffic sign recognition: The Vitara and other Suzuki models have traffic sign detection. This detects road signs, displays them on the touchscreen, and reminds the driver about speed limits and no passing zones.
Suzuki owners also have other types of car insurance
Many states require that drivers have minimum car insurance. This usually includes personal liability insurance. In no-fault states drivers are required to purchase personal injury protection (PIP). Suzuki owners should also consider other coverages.
Gap insurance is a good option if you finance or lease your Suzuki. Gap insurance covers the difference between your car’s remaining loan balance and its depreciated value. Popular roadside assistance covers towing, battery replacement, fuel delivery, and flat tire changings. If your Suzuki is damaged or needs repair, you can get rental car reimbursement coverage.
Suzuki motorcycle insurance
Suzuki sells many popular motorcycles in addition to sedans and mid-size trucks. You will need motorcycle insurance to insure your Suzuki motorcycle. Motorcycle coverage is not covered by auto insurance. Suzuki motorcycle insurance costs are based on the same factors as car insurance rates, such as age, state, and claim history.
