It is mandatory that all motor vehicles must have adequate insurance coverage in most U.S. states. Your insurance costs can be affected by your driving record, location, and age. There are some vehicles that are more affordable than others. Prices also vary between insurance providers. Budget cars are generally more expensive to insure than older models and larger cars. Insured cars with a history of high-profile claims are also more expensive.
Hyundai, a leading auto manufacturer, is well-known for its affordable family cars that are loaded with features but still manage to be easy on the wallet. Because Hyundai offers a variety of models, insurance prices can vary between different providers. The average cost for full coverage car insurance in the United States is $1,674. Your cost could be higher or lower depending on the Hyundai model you drive.
Hyundai Elantra: The cheapest car insurance
The Elantra compact sedan packs style, comfort, and convenience into an affordable, budget-friendly package. The standard, turbocharged, hybrid, and standard versions are available. It has been well-received by critics and consumers alike for its outstanding interior design, safety features, and easy driving experience. The Hyundai Elantra car insurance is available through USAA for $1,090 per year. However, the provider is only for military personnel and their families. Erie Insurance charges an average rate of $1,274 for the Elantra, while Amica and Geico are at $1,297, and $1,300, respectively. State Farm is the country’s largest insurance company and it costs $1,495.
Hyundai Ioniq: The cheapest car insurance
The Ioniq is sturdy, fuel-efficient, and sustainable. It’s made for people who value durability over flashy exteriors. The compact hatchback is available in both hybrid and plug-in hybrid models. It offers exceptional mileage and all the features and comfort you would expect from Hyundai. USAA is again the most affordable insurance option for Hyundai Ioniq, at an average $1,237 per year for full coverage. Amica follows closely at an approximate $1,391. Geico’s mid-range pricing starts at $1,413. This covers only basic coverage. Erie Insurance and State Farm Insurance have higher rates for full coverage, at $1,485 & $1,526, respectively.
Hyundai Santa Fe has the lowest car insurance rates
The Santa Fe SUV is a mid-size SUV that combines style and functionality with ample cargo space. USAA offers the lowest rates for Hyundai Santa Fe car insurance at $346 and $1092, respectively. However, you will only be eligible if you are an active or retired military member. Erie Insurance rates are just a few hundred bucks cheaper than the national average of $1,179. Amica offers affordable full coverage for Santa Fe at $1.196. Geico, the popular insurer, is in the middle, with slightly higher but still affordable rates of $1,227. State Farm, however, is at the higher end at $1,406.
Hyundai Sonata insurance is the cheapest
The Hyundai Sonata is a family sedan that really stands out. It’s sleek and spacious, with enough space for five people, offers modern amenities, and is affordable. If you choose USAA, insurance for Hyundai Sonata costs $1,143 per year for full coverage. Geico insurance costs $1,353, Amica $1.392 and Erie Insurance $1.419. For full coverage, State Farm will cost you an average $1,505 per year.
Hyundai Tucson: The cheapest car insurance
The Hyundai Tucson is stylish and practical, and it’s spacious and more affordable than other small SUVs. The cost of insurance is affordable, with USAA and Geico providing full coverage for an average $1,070 and $1.064 respectively. Amica charges an average of $1,189 for Hyundai Tucson insurance. Erie Insurance costs $1,278, State Farm $1,324.
Hyundais also have other car insurance policies
While the minimum coverage will allow you to drive legally, additional coverage is recommended for vehicles that are new, high-end, or used as your sole means of transportation. These are some of the recommended endorsements for Hyundai cars:
- Comprehensive and collision coverages: To protect against theft, vandalism and other types of damage.
- GAP insurance: To cover the outstanding amount of a loan on a car that has been stolen or damaged.
- OEM replacement parts: All repairs to your vehicle will be done only with the original manufacturer parts.
- Breakdown coverage: If your vehicle is inoperable, you can get towing assistance.
- Coverage for new car replacement: To cover the cost of a new vehicle if your current vehicle is stolen, damaged or destroyed within one year.
- Uninsured/underinsured motorist protection: To cover against drivers with little to no insurance if they are involved in an accident with you.