It may be a good idea to look into auto insurance if you’re in the market for a car. The average price of car insurance depends on many factors such as where you live, how you drive, what coverage you choose, and what make and model you have.
The Kia brand is well-known. The Kia Telluride is a well-known vehicle. This may be because of the fact that many families are moving away from high-end brands to a more affordable model. The editorial team at Bankrate has reviewed four Kia models and compiled quotes.
- Kia Sedona
- Kia Forte
- Kia Sportage
- Kia Telluride
This information will help you make informed decisions about your insurance.
Car insurance for Kias: By model
We compared the quotes of the top car insurance providers based on market share to determine the best auto insurance options. The Kia Sportage is the model with the lowest average full coverage premium, at $1,519 per annum. Full coverage costs $200 more for the popular Kia Telluride, which averages out at about $200 per year.
Kia is the J.D. Best-in-Class 10 year/100,000-mile warranty car manufacturer. Power’s #1 Ranked Mass Market Brand Six Years in a Row.
Cheapest Kia Sedona car insurance
The Sedona, Kia’s only minivan, starts at $30,400. It offers standard 8-passenger seating, and comes with two trim packages. The Kia Sedona is a great choice for active families. It features a Smart Powerliftgate, three climate controls areas, and a maximum towing capacity of 3,500 pounds. USAA offers the lowest average minimum coverage rates, at $335/year. Erie and Geico follow. Amica offers the lowest annual premium at $1,200. USAA and Geico are close behind.
Cheapest car insurance for Kia Forte
The Kia Forte is priced at $17,890. This makes it an affordable sedan. The Kia Forte’s six trim options include the LX and GT-Line, as well as the GT Manual. This sedan offers great fuel economy without sacrificing performance. USAA is the lowest average minimum coverage premium, at $339 per annum, followed by Amica, and Erie. USAA has the lowest annual price for full coverage at $1,087 per annum. Amica and Geico are the next two most affordable car insurance companies offering full coverage. They are quite a bit more expensive than USAA.
Cheapest car insurance for Kia Sportage
The Kia Sportage starts at $24,090 and comes in four trim options. The standard safety features are Lane Departure Warning (Lane Keeping Assist), Driver Attention Warning, Lane Keeping Assist and Forward Collision Avoidance Assist With Pedestrian Detection. These safety features can help to keep auto insurance rates down, even if you have full coverage. Geico is the lowest annual total coverage cost at $1.060. Amica and USAA are close behind. The minimum price for coverage is $350 from USAA. Geico and Erie are next.
Kia Telluride: The cheapest car insurance
The Kia Telluride is available at a base price starting at $32,190. It was awarded Motor Trend’s UTV of the Year for 2020. The Telluride is appealing because it offers four trim options, 8-seat standard, Auto emergency brake, and Blind Spot Detection Technology. USAA is the lowest-priced minimum coverage premium for Telluride, at $339 per annum. USAA is followed closely by Amica, State Farm and the lowest annual price for full coverage.
Additional car insurance coverages for Kias
Each state has its own minimum requirements for legal driving. You may consider buying more liability than what the state requires if you purchase a Kia. This provides financial protection in case you cause an accident. These optional coverages can be added to your car insurance to protect yourself.
- Collision coverage: You may not be able to repair or replace your Kia if it is involved in an accident. Consider purchasing collision insurance. Collision coverage can help you pay for damages if you collide with another vehicle or object.
- Comprehensive coverage: Also known as other-than collision coverage, comprehensive covers physical damage to your Kia from incidents such as theft, vandalism or hitting an animal. Comprehensive coverage also includes a deductible, just like collision coverage.
- Gap insurance: You might consider gap coverage if you have a Kia loan or lease. Gap insurance pays the difference if your Kia is damaged or destroyed by a covered loss.
- Personal injury protection/medical payments: Some states require this coverage, while others allow it to be optional. Both PIP and medical payments pay for your medical bills, as well as the bills of any passengers, if you are involved in an accident. PIP also covers some other expenses. If you are a pedestrian and get hit by a vehicle, PIP may provide coverage.
- Rent a car coverage – If your Kia cannot be repaired by another vehicle, you may want to rent a car. While your Kia is being repaired or maintained, this option covers the rental cost of a car up to your policy limits.
You will need to have full coverage if you have a Kia loan or lease. Talking to a licensed agent can help you determine the best coverages. A licensed insurance agent may be able help you select the right coverages for your financial and specific needs.
