Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state.
Your credit score, age, and claims history all play a role in determining the cost of car insurance. Your vehicle’s make, model, and year will also impact the average car insurance cost. Each car insurance company has a different rate for the same vehicle. For some of the most popular models, we received samples from Volkswagen to get car insurance quotes:
- Volkswagen Jetta
- Volkswagen Atlas
- Volkswagen Passat
- Volkswagen Tiguan
- Volkswagen Beetle
Volkswagen models are eligible for car insurance
Although Volkswagen isn’t a luxury automobile company the cost of insuring most of its vehicles is high, it isn’t considered to be a high-end car manufacturer . With an average annual premium of $1,478 for full coverage, the Tiguan is the most affordable Volkswagen model to insure. With an average annual full-coverage premium of $1709, the Passat is the most expensive model to insure. Below is the average Volkwagen auto insurance premium. It covers five models.
Volkswagen Jetta: The cheapest car insurance
The Volkswagen Jetta is a good choice if you need affordable car insurance. However, every provider has different rates. USAA is the most affordable Jetta insurance with an average annual premium $1,110 for full coverage and $331 for minimal coverage. USAA does not offer coverage for veterans, active military personnel, and their families. State Farm is the most expensive, costing an average $1,470 per year for full coverage, and $540 per year for minimal coverage. Below is the table that shows the average Jetta insurance premiums of five of Bankrate’s top car insurance companies.
Volkswagen Atlas: The cheapest car insurance company
Volkswagen Atlas, the latest vehicle from the company, was launched in 2018. The Atlas is one the most affordable vehicles to insure, especially if your eligibility for USAA insurance. USAA insurance is the most affordable Altas policy, despite its limited coverage. The average annual premium for USAA is $1,198 for full coverage and $352 for minimal coverage. If you’re not affiliated with the military, Geico or Amica are affordable alternatives. These are the average car insurance rates to Atlas insurance.
Volkswagen Passat: The cheapest car insurance company
The technically USAA is the best option for Passat insurance. However, due to its small customer base, Geico is the next most affordable. Geico charges an average annual premium of $1,448 per year for full coverage and $339 for minimum coverage policies. Below is the average price of Passat insurance across several providers.
Volkswagen Tiguan: The cheapest car insurance
According to the company, the Tiguan is Volkwagen’s most popular model. close to 2,500 new Tiguans can be manufactured each day. Based on our sample quotes, the Tiguan is also the most affordable Volkswagen vehicle to insure. Erie offers the lowest full coverage policy with an average premium at $1,098. USAA offers the lowest minimum coverage policy with an average rate at $342. However, it is only available to certain customers and may not be an option for everyone. Here’s a look at Tiguan insurance’s average cost:
Volkswagen Beetle: The cheapest car insurance
Although the iconic Volkswagen Beetle was made for over 70 years, it was discontinued recently. The Beetle, despite having a MSRP value of $21,790 in 2019, is still one of the most costly Volkwagen models to insure. USAA offers the lowest Beetle insurance at $1,141 for full coverage and $310 for minimal coverage. Amica is the next most affordable option if you don’t qualify for USAA. Below is a table that shows the average price of VW Bug insurance from a variety of car insurance companies.
Additional car insurance coverage available for Volkswagens
Volkswagen owners must meet the minimum state car insurance requirements. If you reside in a state that has no-fault insurance laws, minimum coverage policies usually include personal liability insurance and personal injury protection (PIP). To protect their finances, many drivers can take advantage of optional car insurance coverages.
You might first consider buying a full coverage policy. This will provide comprehensive and collision insurance that covers your vehicle in the case of a covered loss. Gap insurance is a useful option if you finance or lease your Volkwagen. Accident forgiveness is another popular policy that can help keep your car insurance rates from rising if you are involved in an accident.
You should keep in mind that each car insurance company has different coverage options. You can change insurance providers if you’re currently covered by a carrier that doesn’t offer the optional coverages you desire.
