Category Archives: Credit Cards

Capital One Platinum and QuicksilverOne credit cards offer basic services designed to help build or rebuild your credit. Both require fair credit – usually defined as having at least 580 FICO score – before being approved. Both cards feature low annual fees and no rewards; however, they both allow you to increase your credit limit […]

Shopping can be stressful during the holidays, particularly if you need to balance gift-giving with financial obligations. Setting a budget and shopping early are keys to successful holiday shopping experience. Keep an eye on prices as you shop as well! Pandemic-related shortages and shipping delays continue to plague retail world, so consumers should start their […]

The BankAmericard credit card benefits guide provides an accessible overview of key features and perks associated with this card, such as $0 fraud liability guarantee and free access to your FICO score. These benefits could help you save on some of your everyday spending and pay down debt faster. 1. No annual fee Over the […]

Chase Ultimate Rewards points can be redeemed for cash back, gift cards and experiences as well as airline and hotel partners such as Southwest Airline tickets. Fixed redemptions usually provide exceptional value while transfers to hotel partners often deliver more than average return. Additionally, certain Chase Ultimate Rewards cards offer attractive transfer bonuses that can […]

Credit card issuers usually advise their customers to wait at least 90 days and ideally six months between credit card applications in order to protect their credit scores and avoid having them lower, which could negatively impact when applying for mortgage loans or making other large financial commitments. Understanding what’s impacting your credit score and […]

Credit card payments have become so prevalent and convenient that it’s rare to find any small business that does not accept them. Accepting them can increase sales while simultaneously managing cash flow by faster transference of customer funds into your business account. There are various methods of accepting card payments, from terminals or readers, POS […]

If you currently hold the Chase Freedom card, switching it out for the Freedom Flex can keep all of your rewards, credit limit, purchase APR and card number intact. Simply call to request this product change. The Flex has significant value to offer if you can maximize its quarterly bonus categories and take full advantage […]

Citi Simplicity Card is an ideal option for anyone seeking to reduce interest payments and fees without incurring massive interest charges or transfer fees. Their introductory balance transfer fee of only 3% over four months makes this an economical alternative to standard balance transfer cards. Additionally, this card does not charge late fees or penalty […]

Credit cards with no interest offer consumers an affordable way to make large purchases without accruing debt, plus many also feature rewards and perks. However, these credit cards offer zero APR rates only for a set period of time before returning to their regular variable interest rates. Read on to understand their potential advantages and […]

If your credit card payment falls into arrears for more than 60 days, an increased APR penalty may apply; to avoid this high interest rate altogether, make payments on time and read all fine print in your cardholder agreement carefully. Limit your usage and pay minimum payments on time – these strategies will help avoid […]