Category Archives: Credit Cards

BankAmericard vs. Bank of America Customized Cash Rewards

Whoever values gas rewards may find the $0-annual-fee Bank of America Customized Cash Rewards card attractive. This credit card offers 3% back in spending categories such as gas stations and EV charging stations, online shopping or cable, streaming internet, phone services with additional 2% offered back at grocery stores and wholesale clubs. 0% introductory APR […]

The pros and cons of 0% APR credit cards

Credit cards with no interest offer consumers an affordable way to make large purchases without accruing debt, plus many also feature rewards and perks. However, these credit cards offer zero APR rates only for a set period of time before returning to their regular variable interest rates. Read on to understand their potential advantages and […]

How to accept credit card payments as a business?

Credit card payments have become so prevalent and convenient that it’s rare to find any small business that does not accept them. Accepting them can increase sales while simultaneously managing cash flow by faster transference of customer funds into your business account. There are various methods of accepting card payments, from terminals or readers, POS […]

What Happens When Your 0% Intro APR Period Ends?

Credit cards offering zero introductory APR are an ideal way to pay off debt and finance purchases; however, without proper management after their introductory period has concluded your balance could start accruing interest and you could end up incurring fees and charges that accrue interest on top. There are a few strategies you can employ […]

Citi Simplicity vs. Citi Diamond Preferred

Both cards offer long interest-free periods for balance transfers, helping you pay down debt while limiting interest charges. Each card also comes with unique fees and benefits. Citi Simplicity Card provides no late fees or penalty APR charges – making it an invaluable ally if financial troubles arise or payments slip by unintentionally. Furthermore, it […]

7 tips for using credit cards while traveling

Most travelers enjoy using credit cards when traveling due to their convenience, security, and benefits; however, without proper caution you could end up incurring unnecessary fees and charges. NerdWallet provides seven strategies for using credit cards while traveling that may help to alleviate fees such as foreign transaction fees and keep track of spending habits […]

How to maximize your Amex airline fee credit?

Many premium travel cards include an airline fee credit that enables cardmembers to maximize its value. Typically, this perks reimburses cardmembers for fees like checked bag fees, change fees and in-flight entertainment tablet rentals charged directly by airlines they select as their provider. 1. Pick Your Airline Strategically Airline fee credits have become more limited […]

Ink Business Unlimited vs. Chase Freedom Unlimited

If you own a small business – whether freelance work, an online side hustle, or selling products online – that employs freelance workers or has online aspects, then this card could be right for you. Approval does require good credit but should you qualify, the approval won’t impact your Chase 5/24 count negatively. This card […]