Category Archives: Credit Cards

Guide to Citi ThankYou Rewards transfer partners

Citi’s selection of airline and hotel transfer partners provides excellent travel redemption value with its programs. In addition to airlines, Citi also has some attractive partners like Choice Privileges and Wyndham Rewards which add even greater travel redemption value for travel using Citi programs. This guide aims to show how Citi ThankYou points can be […]

Are elite credit cards worth it?

Elite credit cards provide frequent travelers and high-wealth individuals with numerous perks; however, these cards may incur high annual fees and require extensive spending before unlocking all of their benefits. How you decide whether an elite card is worthwhile depends on your travel needs and preferences, with key components being sign-up bonus, rewards, and annual […]

How to get cash from a credit card at the ATM?

Credit card companies allow cardholders to withdraw cash from ATMs with cash advances. This process usually includes a transaction fee and higher-than-average interest rates than when purchasing items directly with credit cards. Credit card companies also provide cash advances at bank branches, over the phone or with convenience checks; however, these methods may be costly. […]

A Guide to Marriott Bonvoy

Marriott Bonvoy is one of the most comprehensive hotel loyalty programs worldwide, boasting global reach and exquisite elite rewards. Additionally, cobranded credit cards bearing its logo provide generous welcome bonuses and other perks that enhance its offering. Marriott points can be redeemed for free stays at participating hotels or converted to airline miles in 38 […]

What are Hilton Honors points worth?

Finding maximum value from miles and points is integral to any travel budget, but not all currencies are created equal; for instance, Chase Ultimate Rewards points differ significantly from United miles in their value. Hilton Honors points are currently worth approximately 0.6 cents each, which is relatively low among hotel points. But being flexible with […]

United MileagePlus guide

United MileagePlus is a great rewards program for frequent United and partner airline flyers. Members earn miles when they fly, book with United-branded credit cards, use shopping and dining partners of the airline and more! The program features several non-airline partners as well, including Reliant Energy and NRG Home Power. Earning Miles If you are […]

What happens to your retail credit card when a store closes?

Consumers may be left wondering what will become of their store credit cards amid what many are terming the retail apocalypse. Most often these closed-loop cards work only at specific retailers; typically issued by finance companies and underwritten by banks. In some cases, you’ll be able to keep using it Consumers frequently assume that when […]