The Petal 1 No Annual Fee Visa Credit Card is an ideal credit-building card for people with less-than-stellar credit histories, featuring few to no fees and offering you up to 10% cash back at participating merchants. The Petal credit card reports to all three major credit bureaus and allows you to link a bank account […]
Category Archives: Credit Cards
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May
May
Discover it Cash Back offers high rewards rates across common spending categories such as gas and groceries. Furthermore, its 0% intro APR waives your first late payment fee! However, you will have to manually activate the 5% categories and you may face an annual spending cap of $1500 in rewards, making it more challenging than […]
17
May
May
Petal Credit Card stands apart from its peers by using an innovative formula that takes into account cash flow and payment history to establish creditworthiness, making this card ideal for those with thin credit histories. Before applying online for a card, it’s a good idea to see if you are preapproved online. This won’t harm […]
17
May
May
Delta flyers who appreciate having their first checked bag free and priority boarding as well as receiving a 15% point discount off award travel should consider the SkyMiles Gold card as a good value proposition; however, will its $250 annual fee (waived after year 1) justify this purchase? Amex Gold is an improved airline credit […]
17
May
May
Credit card issuers offer more benefits than just flashy sign-up bonuses and cash back rates that could save you money, including seven lesser known perks that could save you cash. Here are seven such considerations. TPG praises Citi Premier as “an under-the-radar gem with an impressive array of bonus categories.” Earning three points per dollar […]
17
May
May
Gift cards are an easy and cost-effective way to save on something you want, particularly during times of limited resources. Furthermore, gift cards make an ideal redemption option when on sale from credit card providers. But is exchanging rewards for gift cards an intelligent move? They’re a great way to cover a simple gift Many […]
17
May
May
The Chase Ink Business Cash Card boasts an attractive cash back structure, an attractive sign-up bonus and other useful benefits such as purchase protections; however, depending on a person’s spending habits and travel rewards needs it may not be worth their while to use this card. This card provides up to $25,000 annually in purchases […]
17
May
May
A 0% interest credit card can be an effective tool for paying down debt or financing major purchases, but in order to qualify you typically require good-to-excellent credit. When applying, a hard inquiry will appear on your report that will temporarily reduce your score. For optimal credit health, make regular and full payments each month […]
17
May
May
Co-branded credit cards offer an easy and rewarding way to reap rewards and perks from your favorite brand, but be wary of annual fees and interest rates when selecting one. Before selecting your card, take care to consider its fit with your spending habits and financial goals. Interest payments could quickly negate any benefits of […]
17
May
May
American Express’ Platinum Card provides access to airport lounges, premium status at hotels and more – however its high annual fee may make it hard for some consumers to justify. Frequent travelers can often offset their card’s annual costs through its various annual credits and perks, like Uber cash or Equinox credits. Here’s how: Earn […]