Discover it Cash Back offers high rewards rates across common spending categories such as gas and groceries. Furthermore, its 0% intro APR waives your first late payment fee! However, you will have to manually activate the 5% categories and you may face an annual spending cap of $1500 in rewards, making it more challenging than […]
Category Archives: Credit Cards
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May
May
As one of Marriott’s premium cards, Bonvoy Brilliant American Express card comes equipped with some fantastic benefits – these include up to $300 worth of credits each calendar year and $25 in dining statement credits each month. Credit can be activated by both primary and authorized card members; here’s everything you need to know about […]
17
May
May
Capital One QuicksilverOne could be just what you need if you’re looking to establish or rebuild credit. Designed specifically to address people with fair or limited credit histories, this card allows them to build it by offering them the chance for increased limits after six months of responsible use. Also included with your membership is […]
17
May
May
Travel credit cards provide many attractive benefits and rewards, but it’s important to remain aware of any fees or charges to ensure the card fits with your spending habits and travel plans. Travel credit cards typically provide rewards in their issuer-specific currency, such as miles or points that can be redeemed for cash, travel packages […]
17
May
May
Travel credit cards make a lot of sense for frequent travelers looking to earn rewards and take advantage of perks such as free checked bags, priority boarding, and reimbursement of in-flight expenses. Unfortunately, they often come with steep annual fees and require excellent credit scores in order to be approved. To determine whether a card […]
17
May
May
Credit card companies allow cardholders to withdraw cash from ATMs with cash advances. This process usually includes a transaction fee and higher-than-average interest rates than when purchasing items directly with credit cards. Credit card companies also provide cash advances at bank branches, over the phone or with convenience checks; however, these methods may be costly. […]
17
May
May
American Express Membership Rewards points are some of the most coveted rewards currency available, particularly when used to travel through their network of airline transfer partners. But not all partners are created equal. This guide to Amex’s 18 airline and 3 hotel partners will show you how to maximize the value of your transfers. Points […]
17
May
May
Marriott Bonvoy is one of the most comprehensive hotel loyalty programs worldwide, boasting global reach and exquisite elite rewards. Additionally, cobranded credit cards bearing its logo provide generous welcome bonuses and other perks that enhance its offering. Marriott points can be redeemed for free stays at participating hotels or converted to airline miles in 38 […]
17
May
May
How you spend money can influence which business card best meets your spending needs. American Express Business Gold Card offers 4X points in bonus categories such as FedEx, Grubhub and office supplies as well as great perks – making it the go-to card. Membership Rewards points can also be invaluable when transferred to airline and […]
17
May
May
Finding maximum value from miles and points is integral to any travel budget, but not all currencies are created equal; for instance, Chase Ultimate Rewards points differ significantly from United miles in their value. Hilton Honors points are currently worth approximately 0.6 cents each, which is relatively low among hotel points. But being flexible with […]