Travel credit cards provide many attractive benefits and rewards, but it’s important to remain aware of any fees or charges to ensure the card fits with your spending habits and travel plans. Travel credit cards typically provide rewards in their issuer-specific currency, such as miles or points that can be redeemed for cash, travel packages […]
Category Archives: Credit Cards
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May
May
Travel credit cards make a lot of sense for frequent travelers looking to earn rewards and take advantage of perks such as free checked bags, priority boarding, and reimbursement of in-flight expenses. Unfortunately, they often come with steep annual fees and require excellent credit scores in order to be approved. To determine whether a card […]
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May
May
Credit card companies allow cardholders to withdraw cash from ATMs with cash advances. This process usually includes a transaction fee and higher-than-average interest rates than when purchasing items directly with credit cards. Credit card companies also provide cash advances at bank branches, over the phone or with convenience checks; however, these methods may be costly. […]
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May
May
American Express Membership Rewards points are some of the most coveted rewards currency available, particularly when used to travel through their network of airline transfer partners. But not all partners are created equal. This guide to Amex’s 18 airline and 3 hotel partners will show you how to maximize the value of your transfers. Points […]
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May
May
Marriott Bonvoy is one of the most comprehensive hotel loyalty programs worldwide, boasting global reach and exquisite elite rewards. Additionally, cobranded credit cards bearing its logo provide generous welcome bonuses and other perks that enhance its offering. Marriott points can be redeemed for free stays at participating hotels or converted to airline miles in 38 […]
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May
May
How you spend money can influence which business card best meets your spending needs. American Express Business Gold Card offers 4X points in bonus categories such as FedEx, Grubhub and office supplies as well as great perks – making it the go-to card. Membership Rewards points can also be invaluable when transferred to airline and […]
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May
May
Finding maximum value from miles and points is integral to any travel budget, but not all currencies are created equal; for instance, Chase Ultimate Rewards points differ significantly from United miles in their value. Hilton Honors points are currently worth approximately 0.6 cents each, which is relatively low among hotel points. But being flexible with […]
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May
May
United MileagePlus is a great rewards program for frequent United and partner airline flyers. Members earn miles when they fly, book with United-branded credit cards, use shopping and dining partners of the airline and more! The program features several non-airline partners as well, including Reliant Energy and NRG Home Power. Earning Miles If you are […]
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May
May
Consumers may be left wondering what will become of their store credit cards amid what many are terming the retail apocalypse. Most often these closed-loop cards work only at specific retailers; typically issued by finance companies and underwritten by banks. In some cases, you’ll be able to keep using it Consumers frequently assume that when […]
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May
May
Petal Credit Card stands apart from its peers by using an innovative formula that takes into account cash flow and payment history to establish creditworthiness, making this card ideal for those with thin credit histories. Before applying online for a card, it’s a good idea to see if you are preapproved online. This won’t harm […]