Category Archives: Finance Guide

The current rate for home ownership in Washington D.C. stands at 41.6%. This is well below the 65.8% national average. Washington, D.C. homeowners insurance is cheaper than the national average. D.C. residents pay $902 per year for a policy that covers $250,000 of dwelling coverage, which is lower than the national rate of $1.477. You can compare multiple companies […]

In most states, insurance is required. Your auto policy can help pay for any damages that you cause in an accident. This could potentially save you financial ruin. Auto insurance is not for everyone. Driving without insurance can result in several fines. Utah drivers may be interested in understanding the importance of an auto policy. There are many penalties for driving […]

Indiana, like many other states offers a good reason to get car insurance. Indiana law requires that you have minimum coverage. There are severe penalties for failing to comply. Protecting you and your family against liability and financial loss is a greater reason to search for the best car insurance that meets your needs. Indiana requires minimum […]

A policy for auto insurance may appear to have complicated clauses and unfamiliar terminology. Sometimes it can be confusing. This article will help you understand the most important terms that insurance agents use. Clear understanding of all terms will make your car insurance decisions easier. You will pay more for premiums if you have a clean driving record. […]

Philadelphia residents recently faced a storm of extreme cold which froze pipes, damaged trees and damaged gardens. Home insurance covers repairs to a range of hazards, including snow and ice. For a $250,000 home, the average home insurance rate in Philadelphia is $1,151 annually. You can beat the average by knowing which companies offer affordable home insurance Philadelphia premiums. The best home insurance companies […]

Nearly everyone who has had to deal with fire damage to their property makes costly errors during and after settlement. But policyholders often make the same costly mistakes over and over again, without even realizing it. The winner, or should we say loser, is the policyholder who relies on their insurance adjuster to inspect, assess, and estimate […]

It can be difficult to find the right auto insurance package in today’s overcrowded auto insurance market. While some insurance companies boast they have the lowest insurance rates, others offer a wide range of features and services that can overwhelm you. It’s not always about the lowest price or the most comprehensive set of services you need […]

USAA was established in 1922 by a group made up of military officers who wanted to insure their cars. USAA is a member-only insurer that only deals with military personnel and their families. USAA was ranked fifth in the 2020 National Association of Insurance Commissioners survey on auto insurance premiums. It also held a 6% market share. AAA memberships are only […]

Every auto accident is different. A car that is damaged by a rock hitting the windshield and cracking it, or a vehicle that is completely destroyed, injuring the driver, are two different types of accidents. These categories are used by insurance companies to determine what damages a driver is eligible for. These are the four types […]

Recent 69% homeownership was an all-time record in Ft. Worth, Texas. Ft. Worth Home insurance is not mandatory. However, there are many perils that can make your home or property susceptible to damage, including flooding, wildfires, and sinkholes. For a $250,000 home, the average Fort Worth home insurance rate is $2,355 per annum. You can protect your valuable asset by finding […]