Category Archives: Finance Guide

Time to Pop the Question – Engage With Consumers Maturing UBI Into a Mass Market Proposition

UBI, or Usage-Based insurance, is still in its embryonic stages and will need to grow into a standard of insurance. UBI is certain to be the future of auto insurance. Although UBI has begun to lay the foundation, it is still not clear how UBI will appeal to consumers. How will it become a mass-market proposition? Usage-Based insurance, […]

Effect of Driver’s Age on Insurance Rates of Personal and Commercial Auto Insurance Policies

Insurance is one of few industries where the age limit can be used to discriminate between individuals based on their age. Different charges are assessed by insurance companies for different ages. If you think that you will get a higher premium if you’re a 16-year-old than your 22-year old friend because you are more committed, then you’re […]

Social Security in the 21st Century

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

Cheap Car Insurance in Georgia

Georgia offers affordable car insurance. This is due in part to the fact that Georgia is an inexpensive state to insure vehicles. Average yearly premiums in Georgia are almost $200 lower than the national average. Atlanta residents will pay more for car insurance than those in the rest of Georgia. However, there are still ways to save […]

Arizona Auto Insurance Quotes – How to Avoid Sites That Sell Your Personal Information

Finding Arizona auto insurance quotes can seem overwhelming. You will see every company promising to save $400 per year on your auto insurance. According to the Arizona Department of Insurance, there were 152 insurance firms actively looking for new customers in 2008. 21 of these companies were in Arizona for less than three years. It’s clear that insurance […]

Does homeowners insurance cover tornado damage?

The United States is home to more tornadoes than any other country, with over 1000 occurring every year. Canada is second, with only 100 tornadoes per year. While the area known tornado alley is considered the most at-risk, tornadoes can also occur in states other than these high-risk areas. Each year, the U.S. suffers an average of 10 billion […]