Category Archives: Finance Guide

You should be familiar with the most common terms used in car insurance before you begin shopping for auto insurance. The truth is that the more you understand car insurance, you have a better chance of finding the right coverage for you vehicle. You would love for all companies to be honest about what you need and […]

What would you do in a car accident? Or worse, if your vehicle was totaled? What would you do if your car stopped working? Is there public transportation that stops near your home to take you to the places you need? Or would you have to pay for a taxi if your car isn’t working? You could […]

If you’ve ever had to store a car, you know how important it is to protect it against any potential danger. But what does storage insurance cover on a car? Storage insurance is an important part of the car storage process and can provide protection in the event of any damage or theft. In this […]

Cheap car insurance is something that almost all South Carolina drivers dream about. We all know that driving without insurance can lead to serious legal issues and we don’t like paying for it month after month. How can you find a South Carolina auto policy that is affordable online? It is quite simple. It involves looking for […]

Insurance contracts are an important part of the business world. They provide a way for parties to protect themselves from financial loss due to unforeseen circumstances. But what exactly are insurance contracts and how do they work? In this post, we’ll explore the basics of insurance contracts and how different types of policies can help […]

Your credit score has a direct effect on whether you are able to get car insurance and how much your monthly premium will be. Insurance companies use a numerical formula known as an insurance credit score. This score is calculated by a set formula. It takes your credit score, and other factors and shakes them up to […]

There are many types of automobile insurance that go beyond the state-mandated liability coverage. These include Medical Payments Insurance and Personal Injury Protection. This covers more than just lost wages, funeral expenses and pain and suffering. Medical Payments Insurance – This insurance covers medical expenses (for you and anyone else) that arise from your vehicle’s […]

Slip and fall accidents involving employees and customers are one of the most important factors that have affected insurance costs for restaurant and retail establishments. Studies done by government agencies like the Centers for Disease Control (CDC) and The National Safety Council have shown this to be a well-known fact. As the baby boomers get older, the […]

Let’s be real. Do you feel excited about the idea of saving money? It does, and I can bet your bottom dollar it does. It’s hard to believe that anyone would not want to save money, particularly if it’s on discount automobile insurance. We are constantly bombarded by radio ads and infomercials promising the best auto insurance discounts. Are these offers […]

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]