Category Archives: Finance Guide

You might be thinking, “If I cannot afford health insurance, how can I afford a discount vision and dental plan?” How is this going to benefit me if it costs less than I can afford? Do you think discounting means that I will get less than the best care? The same thoughts were always mine. Before I began […]

You will be shocked at the additional taxes and fees you’ll have to pay when you rent a car. When you check out, you will be asked if you would like insurance on your rental car. If you’re not ready for this question, it may be a surprise. The rental agency agents can make it seem like […]

Family life insurance policies can be tailored to meet your specific needs. This will ensure you’re financially prepared in case of an unexpected death. The death benefit will be paid to the beneficiaries in the event of the death of a family member. There are several types of family life insurance, including whole life and term life. You […]

Car insurance is one of those necessary costs that won’t go away, even if you don’t have a car. Whether it’s because you’ve caused an accident or had something stolen from your car, car insurance is essential for protecting you and your vehicle from financial losses. But what exactly are the factors that make up […]

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

Floods are the nation’s most common natural disaster, but the devastating damage that flooding can cause is not covered under a standard homeowners, condo owners or renters insurance policy. You may consider buying flood insurance to protect your financial assets from flood damage. Flood insurance covers damage caused by flooding that is externally caused. This includes flooding […]

Missouri is known for its wide-open spaces, but it’s also home to a vibrant driving culture. Whether you’re in St. Louis or Kansas City, you’ll need the right protection behind the wheel. To that end, you should know the minimum auto insurance coverage required in the state of Missouri. In this article, we’ll take an […]

Every time your policy is renewed Some may find this a bit silly. If your rate hasn’t increased, why should you review your policy? Let’s take a look at it like this. You would be very upset if McDonald’s didn’t add meat to your hamburger if you went to McDonald’s. Before you submit your renewal payment, make sure to […]

Although drivers aged 17 have an average of one year experience, insurance companies still consider them inexperienced drivers. Adding a teen driver to your auto insurance policy will likely increase your premium, but understanding what makes up your teen’s rate and how to keep costs as low as possible might help you find the best car insurance for […]

Accidents happen all the time, regardless of whether you’ve been adequately prepared for them or not. Casualty insurance is a form of insurance that can provide you with coverage and financial protection in the event of an accident, injury, or death. But what exactly does casualty insurance cover? In this blog post, we’ll be taking […]