Category Archives: Finance Guide

A van is an integral part of any tradesman’s business. It is important to insure this vital part properly. But what type of insurance is right for you? The type and value of your van will play a significant role in determining the type of van insurance that you need. A small business may have a […]

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

With the tax season looming, many of us are looking for ways to minimize the amount we owe in taxes. But do you know that life insurance payouts can also be subject to taxation? In this blog post, we’ll discuss whether or not you need to report life insurance on your taxes and what kind […]

Homeowners insurance is one of the most important investments a homeowner can make. It provides protection against accidents, disasters, and other unexpected events that could cause costly damage to your home. However, many homeowners are unaware of the time frame they have to reopen a homeowners insurance claim once it has been filed. Knowing the […]

An “appraisal clause” is a feature of many auto insurance policies. It means that any disputes between policyholders and insurance providers are to be arbitrated, not litigated in courtrooms. Each party must hire an appraiser to evaluate the claim and to make any settlement offers. If they are unable to reach an agreement, the appraisers will present […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

If you’ve been involved in a car accident caused by another driver, you may be wondering if the other driver’s insurance company will provide you with a rental car while you wait for your car to be repaired. Safety Insurance is one of the leading providers of auto insurance in Massachusetts, and they have several […]

Whether you’ve recently purchased a new car or received a new health insurance plan, it can be difficult to figure out how long it will take to receive your physical insurance card. Insurance cards are an important part of the process for most medical, auto, and home insurance policies. Without an insurance card, you may […]

Pay attention to the weather. In any type of stormy weather, slowing down is the key to safe driving. Here are more tips: Fog:Fog can make it difficult to drive in, so if you have to, turn your headlights off (or lower beam) and avoid driving in the fog. If visibility is so poor that it becomes […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]