Category Archives: Finance Guide

You should not drive without insurance in Louisiana. You could face penalties and suspension of your licence if you’re stopped by police officers and don’t have proof of insurance. You could be facing serious financial problems if you cause an accident by driving without insurance. Louisiana requires minimum insurance Louisiana car insurance laws require a minimum of 15/30/25 liability […]

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]

When it comes to insurance policies, it can be confusing to understand all the various terms and phrases that may be thrown at you. One of these phrases is “no fault insurance state”. So what exactly does no fault insurance state mean? In this blog post, we will explore what no fault insurance state means […]

When you live in an area that’s prone to flooding, it’s important to be aware of how much flood insurance is available and the cost associated with it. Flood insurance can help protect your home and belongings from potential damages caused by floods. But what about Zone AO? How much is flood insurance in this […]

Driving while under the influence can lead to higher insurance costs than you might think. According to NerdWallet’s 2021 rate analysis, drivers with one DUI will pay on average $3,114 per year for full coverage auto insurance. This is almost twice the amount that a driver who has not been cited for traffic violations. This analysis covered […]

Auto-Owners Insurance offers auto, home, and life insurance through nearly three million policyholders. There are 48,000 independent agents across 26 states. Headquartered in Lansing, Michigan, Auto-Owners has been in the insurance business for more than 100 years. In addition to offering insurance products for business owners and annuities for retirement income, the insurer also offers long-term care coverage […]

Insurance is a great way to make money, but it’s not for everyone. It’s important to understand the pros and cons of selling insurance before you jump in with both feet. In this article, we’ll look at the realities of selling insurance, the advantages and disadvantages, and whether or not it may be right for […]

A cancer diagnosis can be devastating, especially when you are facing it without insurance. It is estimated that in the USA alone, up to 5 million people are diagnosed with cancer each year and at least 30% of them have no insurance. While having health insurance is ideal for navigating a cancer diagnosis, there are […]

Homeowners, be prepared for another dangerous hurricane season. The National Oceanic and Atmospheric Administration forecasts three to five major hurricanes, among a total of 13-20 named storms. Now is the right time to act if you are in a hurricane area. While you can’t stop a hurricane from destroying your home, having the right insurance can protect […]

Health insurance is one of the most important investments you can make. It helps protect your health, your finances and your family’s security in the event of an illness or accident. But exactly how much does good health insurance cost? It’s a complex question, and the answer depends on a variety of factors—from what type […]