Category Archives: Finance Guide

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]

When it comes to insurance policies, it can be confusing to understand all the various terms and phrases that may be thrown at you. One of these phrases is “no fault insurance state”. So what exactly does no fault insurance state mean? In this blog post, we will explore what no fault insurance state means […]

When you live in an area that’s prone to flooding, it’s important to be aware of how much flood insurance is available and the cost associated with it. Flood insurance can help protect your home and belongings from potential damages caused by floods. But what about Zone AO? How much is flood insurance in this […]

Homeowners, be prepared for another dangerous hurricane season. The National Oceanic and Atmospheric Administration forecasts three to five major hurricanes, among a total of 13-20 named storms. Now is the right time to act if you are in a hurricane area. While you can’t stop a hurricane from destroying your home, having the right insurance can protect […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

Insurance is a great way to make money, but it’s not for everyone. It’s important to understand the pros and cons of selling insurance before you jump in with both feet. In this article, we’ll look at the realities of selling insurance, the advantages and disadvantages, and whether or not it may be right for […]

A cancer diagnosis can be devastating, especially when you are facing it without insurance. It is estimated that in the USA alone, up to 5 million people are diagnosed with cancer each year and at least 30% of them have no insurance. While having health insurance is ideal for navigating a cancer diagnosis, there are […]

When you apply for a life insurance policy, the insurance company looks at factors like your age, gender, medical history and lifestyle to determine your eligibility and calculate your premium. Most people with good health are able to get a policy. Some people are more at risk than others for insurance companies. These high-risk applicants are known as high-risk […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

Health insurance is one of the most important investments you can make. It helps protect your health, your finances and your family’s security in the event of an illness or accident. But exactly how much does good health insurance cost? It’s a complex question, and the answer depends on a variety of factors—from what type […]