Category Archives: Finance Guide

Auto insurance for high-risk drivers in South Dakota

In determining who drivers are ” high-risk“, insurance companies take into account many factors. Bankrate considers some of these factors, including car accidents, speeding tickets and teens, when determining high-risk drivers. High-risk drivers have a higher likelihood of generating claims due to injuries and accidents, including fatalities. South Dakota had 88 fatal car crashes in 2019, which led to […]

What Does Renters Insurance Cover Geico?

Are you a renter? It’s important to realize that your landlord’s insurance doesn’t cover everything. In fact, it doesn’t cover your personal belongings at all! That’s where renters insurance comes in. And if you’re considering Geico as your provider, then read on! In this article, we’ll go over what Geico’s renters insurance covers, how much […]

When Did Auto Insurance Became Mandatory?

Here’s what you need to know… The McCarran-Ferguson Act passed in 1945 stipulated that the state should regulate insurance industries and laws in the interest of the public State officials establish mandatory car insurance requirements. They are also responsible for updating laws and regulations as necessary. To ensure that they do good business, agents are licensed, and […]

Can A Will Change A Life Insurance Beneficiary?

Have you ever wondered what would happen to your life insurance benefits after you pass away? You might have listed a beneficiary years ago, but is it still the right person or organization to receive your benefits? Life happens, and circumstances change. That’s why it’s essential to review your beneficiaries regularly and make changes as […]

Setting The Record Straight: Can I Make A Diminished Value Claim?

You can find the answer to the question, “Can I make a diminished-value claim?” on the internet. This question has a universal answer. Many people respond to this question with a “no” answer because they don’t understand the differences between third-party claims and first-party claims. After a car accident, claims for diminished value are filed. This is a […]