Category Archives: Life Insurance

Is Ny Life Insurance Negligence Case Law?

Is Ny Life Insurance Negligence Case Law? Life insurance is an important part of any family’s financial stability. When something happens to a family member, they can rely on life insurance to help cover some of the costs. Unfortunately, life insurance can also be a source of financial hardship if the policy isn’t properly written. […]

Role Of Life Insurance In Long Term And Short Term Goals

Life insurance can provide both short-term and long-lasting protection for your loved ones. Your specific circumstances and needs will determine the type of protection that is best for you. The Right Life Insurance Policy There is always something to discover, no matter what stage of life you are in. This is especially true if there are others […]

Do You Pay Taxes On Life Insurance Benefits?

When you die, your life insurance policies will pay out benefits to your loved ones. But are those benefits taxable? The short answer is that most life insurance benefits are taxable, but there are some exclusions. In this blog post, we will explore those exclusions and help you decide if paying taxes on life insurance […]

Do Life Insurance Companies Check Medical Records After Death?

Do Life Insurance Companies Check Medical Records After Death? When you die, your loved ones may need to go through your medical records to make sure you are eligible for life insurance. But what if you don’t have any medical records? What if you never even had a doctor? Do life insurance companies still check […]

How To Cancel American Income Life Insurance?

When you’re considering a life insurance policy, it’s important to understand the risks involved. One of the most important risks is Cancellation Risk. This risk refers to the potential that an insurance company might cancel your policy if you die before it pays out. If you have American Income Life Insurance, there are a few […]

What Is the Difference Between Life Insurance and Health Insurance?

Are you a believer in planning for the future. You should consider purchasing Life and Health Insurance policies if you are positive. You want to learn everything you can about these policies. Learn and improve your knowledge with us. What is Life Insurance? Life insurance is like a personal safety net that your family can access when you […]

How Is An Employer Taxed On Split Dollar Life Insurance?

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]

What Is Cash Surrender Value Of Term Life Insurance?

Cash surrender value of term life insurance is the amount that the policyholder can receive by surrendering the policy. This value will be based on the age of the policyholder, the term of the policy, and whether or not the policy is fully insured. What is Cash Surrender Value (CSV) of Term Life Insurance? Cash […]