Category Archives: Life Insurance

There’s a lot of confusion about what counts as income and what doesn’t. And when you’re trying to figure out your taxes, the last thing you want is to be surprised by what the IRS considers income. So, is life insurance considered income? The short answer is no, but it’s a little more complicated than […]

If you have a life insurance policy, you’re going to want to understand your life insurance policy statement. This document is critical because it outlines the terms of your coverage, including the death benefit payout and any riders that may be attached to your policy. In this blog post, we will walk you through everything […]

Geico is a well-known car insurance company, but you may be wondering if they offer life insurance as well. The answer is yes, Geico does offer life insurance policies. However, they are not the best option for everyone. In this blog post, we will explore the pros and cons of Geico life insurance policies. We […]

Introduction Before you apply for life insurance with MetLife, it’s important to understand the medical questions they will ask. This way, you can be as prepared as possible and know what to expect during the underwriting process. MetLife is one of the largest life insurance companies in the world and have been in business for […]

Here are the best life insurance companies for seniors looking for coverage. You don’t have to be older to get the right life insurance policy. Although the cost of insurance can rise with age, many insurers will still accept older adults even if they aren’t in their best health. Here are our top picks for seniors looking […]

In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]

If you’re like most people, you’ve probably wondered what the cash surrender value of your life insurance policy is. After all, it’s one less thing to worry about in the event of your death. And while you might not be able to give a precise answer right now, don’t worry – this article will help […]

When it comes to life insurance, the biggest decision you’ll make is whether or not you want to purchase a policy with a downpayment. Downpayments can be helpful in lowering your monthly premiums, but they come with a few important caveats. In this article, we’ll explore what downpayments on life insurance policies actually entail and […]

Whole life insurance is a type of permanent life insurance that offers coverage for your entire life. It’s one of the most popular life insurance policies available, but some people believe whole life insurance is a scam. In this article, we’ll take a look at the whole life insurance policy to see if it’s really […]

When it comes to life insurance payouts, there is no one-size-fits-all answer. The amount of time it takes to receive a payout from your life insurance policy depends on the type of policy you have, the insurer you’re working with, and a variety of other factors. In this article, we’ll take a look at how […]