Category Archives: Finance Guide

With all the ongoing expenses and living costs, life is expensive enough. It’s natural to delay investing in things that don’t give you an immediate return (you hope), such as life insurance. Additionally, younger people are less likely to think about death and live a more busy life, so they rarely discuss the topic. Many single […]

Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]

Many factors can influence your insurance policy’s rates and coverage. Many of these factors are general in nature, but there are many that address specific situations. Insurance companies can use your gender, age and marital status to determine your price. Surprisingly, the car you drive is often a factor in determining your cost. It is not surprising […]

You have the option to purchase insurance directly from an insurance company, a tied agent, a bank representing one company, or through an insurance broker. A broker can help you save money and time, as well as reduce the amount of time that you spend looking for insurance. These are just a few of the benefits […]

Every insurance company has its own business model, each one geared to a specific market. You have two options when looking for auto insurance quotes. Today, I’ll be talking about call center companies for insurance. These are the easiest way to get an auto insurance quote. Simply dial, enter your information, and you will receive a quote right […]

This article explains why Key Man/person insurance is important for small and medium-sized companies. It also explains what this type cover covers. This article will explain what Key Man/person insurance is and how it can help your company. Key Person or Key Man Insurance – Do you need it? If a key employee is seriously ill […]

Although they have only a few years driving experience, 20-year-olds still pay high annual premiums. The average cost of full coverage car insurance for 20-year-olds is $3,795 per year. For 20-year olds, car insurance can be expensive. However, understanding how your premium is calculated and what you could do to reduce it might help you make your coverage affordable. […]

Mental health is a major issue that affects many individuals around the world, yet seeking professional help can often be expensive and inaccessible for those without insurance. While it can seem impossible to find a psychiatrist if you do not have insurance, there are several resources available to explore. In this article, we’ll discuss the […]

Two things that you can influence to affect premiums are Cover (i.e. You can influence what and how much coverage you have and Claims. You need to consider all four elements of Cover. * Excess – The amount you will pay for each claim. This should result in a decrease in premiums. The amount of excess you need […]

New car owners often ask the important question, “How long do I have to insure my new car?” It is as soon as the car is purchased. New car owners often ask the important question, “How long do I have to insure my new car?” The answer is right after you purchase the car. No matter if you’re […]