In 1688, Lloyd’s Insurance Market was founded in a coffee shop owned by Edward Lloyd. This coffee house was a haunt for those involved in maritime trade. Lloyd’s only dealt in marine insurance for many years. However, Lloyd’s began to grow a substantial non-marine business, especially business from overseas. This market is now one of the most […]
Category Archives: Finance Guide
02
May
May
You will need to use your credit card to rent a car. Many people don’t know that their credit card can cover at least part of the cost of car rental insurance. There are four types car rental insurance you should know about when renting a car. These may be covered by personal car insurance, your renter […]
02
May
May
There’s always a way out. Although it may seem difficult, we must find the way. Although it can seem difficult, if you take the time to think about it and create a plan to get out of your rut, you will be successful. It all comes down to money, right? How to save it and how to keep it […]
02
May
May
Over 1.4 Million licensed drivers are in Nebraska. However, each driver pays an individual rate for car insurance based on their unique characteristics. Nebraska’s average car insurance cost is $335 for minimum coverage, and $1,531 per year for full coverage. Because auto insurance rates are determined by many factors, the rates of each driver can vary greatly. What is […]
02
May
May
Drivers in Killeen, Texas are legally required to have car insurance. Killeen’s average car insurance cost is $485 annually for a minimum coverage policy, and $1,682 for a full coverage policy. The Insurance Information Institute reports that Texas is one of the most populous states. However, there are only 8.3% uninsured drivers in Texas. There are many […]
02
May
May
You may have heard of an umbrella insurance policy but are unsure of what it is. In short, an umbrella insurance policy is additional liability coverage that can be used in the event that you are sued for damages that exceed the limits of your other insurance policies. For example, let’s say you are in […]
02
May
May
Online Insurance Comparison: Today’s internet is the largest source of information. Information has become almost commodityized. The only thing that is important is to know what information to look for. Internet has played a major role in creating a more efficient market place by removing information asymmetry. Insurance is an area where the internet’s power can be used […]
02
May
May
The day teenagers get their license is the most exciting moment in their lives. It’s their way to freedom and preparation for adulthood. Teens may think driving is fun and easy, but it is a big responsibility. They must first find a reliable vehicle and get insurance before they can drive. Teenagers are more difficult to get insurance than […]
02
May
May
The Hartford was established in 1984 as the sole provider of home and car insurance for members of the American Association of Retired Persons. Hartford was established in 1810. According to market data released by the National Association of Insurance Commissioners, Hartford is the 19th largest auto insurer in the United States. Seniors love AARP. AAA auto coverage is only […]
02
May
May
Homeowners insurance is a must-have for anyone who owns a home. It protects you from a variety of potential disasters, including fires, theft, and weather damage. But does it cover all types of damage? One type of damage that is often not covered by homeowners insurance is ground water damage. This can be a huge […]