Category Archives: Finance Guide

Your bank account shouldn’t be drained by auto insurance. Here are some ways to save money and still get the coverage you need. If you own a car, you will be grateful you have car insurance. You don’t need to spend more on insurance than you absolutely have to. By knowing exactly what affects your auto insurance rates, you […]

Adult drivers who have a BAC of 0.08 or more are considered driving under the influence in Kentucky. The rules for younger drivers are more strict. A driver under 21 who has a BAC below 0.02 could face a DUI in Kentucky. You could face penalties and increased insurance costs if you are convicted for DUI. A DUI Kentucky conviction […]

You may not need a car to get around, but can you buy insurance without one? It’s a common question with a not-so-simple answer. In short, yes, you can buy insurance without a car. However, your options will be limited and it may not always be in your best interest. Keep reading to learn more […]

Momentum reversal refers to a trading strategy that combines technical and fundamental analysis in order to find trading opportunities. To establish the mid- to long-term trend, traders must first examine the fundamental aspects of the traded currency. The price momentum and support-resistance zones are used to spot market reversals. You can enter the market with low risk and […]

You’ve saved up for years, and you’re finally ready to buy your first car. But before you head to the dealership, you need to make sure you have all your ducks in a row – including car insurance. In this article, we’ll explore whether or not you need car insurance to buy a car, and […]

Based on U.S. Census data, Bakersfield is the largest city in California. It has a homeownership ratio of 59%. Bakersfield’s average homeowners insurance cost is $932 per year for $250,000 of dwelling coverage. This is significantly lower than the national average $13,312. Bankrate has compared top providers based on market share, including premiums starting in 2021, customer service ratings […]

Many people are confused about what gap insurance is and what it covers. This article will clear up that confusion and help you understand whether or not gap insurance covers your deductible. Does Gap Insurance Cover Your Deductible? If you’re ever in an accident and your car is totaled, your insurance company will only pay […]

Disclaimer: Esurance’s parent company Allstate announced in 2020 that Esurance would be phased out over the next few months. This article could contain outdated information. Although Esurance is owned by Allstate, the two companies have very different business models. Allstate focuses on customer relationships with dedicated agents while Esurance prefers to cater to customers who prefer an […]

It is important to understand the risks that your home could be at risk and how they may impact your homeowners insurance premium. The following factors can affect a homeowners insurance premium: Roof condition Construction of a home Age of your home Cost of replacement Flood risk Marital status Deductible Special ZIP Code Your area has high […]