You’ve saved up for years, and you’re finally ready to buy your first car. But before you head to the dealership, you need to make sure you have all your ducks in a row – including car insurance. In this article, we’ll explore whether or not you need car insurance to buy a car, and […]
Category Archives: Finance Guide
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Based on U.S. Census data, Bakersfield is the largest city in California. It has a homeownership ratio of 59%. Bakersfield’s average homeowners insurance cost is $932 per year for $250,000 of dwelling coverage. This is significantly lower than the national average $13,312. Bankrate has compared top providers based on market share, including premiums starting in 2021, customer service ratings […]
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Many people are confused about what gap insurance is and what it covers. This article will clear up that confusion and help you understand whether or not gap insurance covers your deductible. Does Gap Insurance Cover Your Deductible? If you’re ever in an accident and your car is totaled, your insurance company will only pay […]
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Disclaimer: Esurance’s parent company Allstate announced in 2020 that Esurance would be phased out over the next few months. This article could contain outdated information. Although Esurance is owned by Allstate, the two companies have very different business models. Allstate focuses on customer relationships with dedicated agents while Esurance prefers to cater to customers who prefer an […]
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It is important to understand the risks that your home could be at risk and how they may impact your homeowners insurance premium. The following factors can affect a homeowners insurance premium: Roof condition Construction of a home Age of your home Cost of replacement Flood risk Marital status Deductible Special ZIP Code Your area has high […]
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It’s no secret that health insurance costs have been on the rise in recent years, leaving many people to wonder if they even need it anymore. With the average monthly premium now costing around $300, it’s understandable why people are starting to question the value of health insurance. However, there are still several reasons why […]
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Blue Cross Blue Shield (BCBS) is one of the most popular health insurance providers in the United States. But what happens if you need to use your BCBS insurance in another state? BCBS is a national company, so theoretically, you should be able to use your insurance in any state. However, there are some caveats. […]
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Prices for home insurance in Richmond, Virginia an average $936/year for a $250K residence This is less than $80 per monthly for coverage. There are many options for homeowners insurance in Richmond, as nearly two-thirds residents own their homes. You may find that $946 per annum is too much for you to afford home insurance. Bankrate’s average rates include higher and […]
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Black mold is a type of fungi that can grow in your home if the conditions are right. It’s important to get rid of black mold as soon as you see it because it can cause health problems, especially for people with asthma or allergies. But is black mold covered under homeowners insurance? What is […]
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No one ever wants to be in an accident. But if you are, the first thing you may be wondering is whether or not you have to accept an insurance settlement. The answer to this question depends on a few factors, including the severity of your accident and the extent of your injuries. If you […]