Category Archives: Finance Guide

Are you and your Insurance Company aware of your Liability? All roads have traffic signs. They give us directions, warnings and information. They are found on public roads, private roads and parking lots. All agencies that have public or private roads open for public travel must have a traffic sign management and assessment plan. You may be thinking […]

Many southern states can be affected by tornado activity during winter and spring storms. In a recent interview, an insurance adjuster admitted that insurance losses from tornadoes can often be overlooked and not properly addressed. It is important for policyholders to be educated about the different damages they should look out for and how to spot subtle […]

Filing home insurance claims can only mean one thing: you have suffered some kind of loss. The hard work begins. With the assistance of an insurance broker or agent, it is simple to obtain home insurance. It is easy to get a quote and activate your policy. But things don’t always go as smoothly when you file a claim […]

Commercial fleet insurance is often associated with large companies that own a lot of vehicles. However, this is not true. This flexible policy offers many benefits to companies that have multiple vehicles registered to their business. This level of coverage is especially beneficial for smaller companies. The ability to add multiple company vehicles to one policy will save […]

Many people want to own their business and not work for others. It is much easier to start a business than it is to find work. This is the economy people are accustomed to. If you asked people ten years ago what they would prefer to do: start a company or work with someone else, there’s no […]

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]

Mobile home insurance provides protection from damage or loss to manufactured homes. Typical coverages include protection for the structure, personal possessions and liability expenses. Certain insurers provide additional endorsements that allow you to personalize your policy. For instance, you could choose replacement cost coverage instead of actual cash value coverage. It offers a variety of […]

When purchasing or enrolling in a health insurance plan, you may need to provide documentation of coverage as part of the enrollment process or when filing taxes. You might even require proof of coverage when filing taxes! Keep the necessary documents handy, as they can help expedite issues more easily. Learn what constitutes proof of […]

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]