Category Archives: Finance Guide

A commodity market is one where trades are made in primary consequence rather than manufactured consequence. These products include soft commodities and hard commodities. Soft commodities include agricultural increase such as wheat, coffee, sugar, and many other items. Hard commodities include gold, silver, oil etc. Contrary to stock and share markets, commodities can be traded in physical form according […]

Insurance total loss is a scam! I get sick of reading emails coming from all corners of the country, from people looking for consumer protection. Every insurance company seems guilty. It is true that I earn my living working with insurance companies and believe strongly in the need for insurance. The consumer is often the one who suffers the […]

Special Report to Parents of Teen Drivers Here are some things you need to know before you hand over the keys to your car! These are the five steps every parent should follow before giving the keys to a teenager driver. Congratulations for taking steps to make your teen safer drivers! During this time of […]

Life insurance is a crucial investment that can provide financial stability and peace of mind to you and your loved ones. However, with so many different types of life insurance available, it can be overwhelming to choose the right one for you. One option that may fit your needs is decreasing term life insurance. This […]

How can a high-net worth person protect his wealth by acquiring a second citizenship? The Caribbean is home to some of the most sought-after ‘fast track citizenship’ programs. These countries are tax havens and do not have any wealth, inheritance, or gift. Cyprus is the only European country with the lowest taxation. It has the fastest citizenship […]

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

How did your insurance company arrive at a price for your auto policy? Most likely, the price you pay to insure your car was calculated using a variety of information that is specific to you and your vehicle. Although insurance companies generally use the same information to determine the price they will charge for a particular risk, […]

Mutual fund investors often choose a SIP plan randomly. They will choose the one suggested by a friend, colleague, or their bank agent. Mutual funds can be very diverse, so what might suit your friend’s portfolio may not work for you. Some others choose plans that are highly rated on review sites and financial agencies. Others choose to […]

A policy that does not have a deductible sounds wonderful, as we can sometimes be caught in the “you must pay the deductible before …” trap.” This applies to car, health, and property insurance. Life insurance does not have a deductible. Otherwise, beneficiaries could be in serious trouble. First, it is important to understand what the deductible […]

Car insurance brokers serve as intermediaries between customers and underwriting Insurance Companies. They perform a variety of functions in this role, both with the car-insurer buying public and the Insurer placing the business. Brokers are responsible for placing motor and car insurance risks on coverage. This is a significant difference from other types of insurance because […]