Hours worked are one of the most important factors when it comes to determining whether or not you have health insurance. That’s because hours worked determine your eligibility for employer-provided health insurance. If your hours drop below a certain threshold, your employer may be able to reduce or even terminate your health insurance coverage. So […]
Category Archives: Finance Guide
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Auto insurance is required by law to be able to drive. It also protects us in the event that we are involved in an accident. You can file a claim to replace, pay medical bills or for theft depending on how much coverage you have. Good auto insurance companies will quickly handle your claim. Be aware, however, […]
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Unemployment insurance is a vital safety net for employees who lose their jobs. In Illinois, employers are obligated to provide unemployment insurance to their employees, and the amount of coverage an employer provides is determined by state law. If you’re an employer in Illinois and you have questions about how much unemployment insurance your company […]
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A few years back, it was difficult to find a hybrid or green car. These new eco-friendly vehicles are not as popular as the faster, more fuel-guzzling cars of the past. You would have to be passionate about environmental change in order to consider an eco-car. Even then, you could face ridicule. The world has changed drastically […]
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Home health care is a type of care that is delivered in the home by registered nurses, certified nurse assistants, or personal care aides. Home health aides can help with activities such as bathing, dressing, toileting andfeeding. Because home health care services are not covered by most insurance plans, it can be difficult to know […]
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New Hampshire may not require you to buy car insurance if you own a vehicle. The state of New Hampshire allows its citizens to drive on its public roads as long as they have a clean driving record. This doesn’t mean New Hampshire streets are full of uninsured drivers. Lenders insist that vehicles purchased with borrowed money […]
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Insurance myths abound. These myths can lead to costly mistakes. Find out the truth. Here are the facts. 1. “My friend said to me that I could use my car for my second job, delivering pizzas, and that my insurance policy would cover an accident.”Your friend is wrong. Except if you have a commercial auto insurance, your personal auto policy […]
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One of the most common questions we get asked is “will insurance cover a blown motor?”. The answer, unfortunately, is not as straightforward as we would like it to be. It really depends on the specifics of your policy and your insurer. In some cases, yes, you may be covered for a blown motor. But […]
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An investor wants to invest to make sure that he/she has money in the end. Each investment has a goal. For example, wealth building, planning for retirement, or planning for a child’s future. Uncertainty can lead to a loss of investment. An investor should choose a scheme that provides consistent returns, even if funds have to be redeemed […]
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Before making an investment in mutual fund programs, there are some things you should consider. These are the parameters that can have a significant impact on the success of our investments. While the fund houses ensure that funds are managed efficiently, it is important to keep an eye on them and review their past performance before […]