Category Archives: Finance Guide

High-risk auto insurance is required in Rhode Island if you have had at least one speeding ticket or an accident. Even though Rhode Island is the smallest state in the country, it has its fair share high-risk driving issues. In 2015, 41% (third-highest in the country) of all car accidents occurred in Rhode Island. In 2019, 31.6% were traffic stops for drivers […]

Vimpat is a medication used to treat hypertension. If you’re like most people, you probably don’t think too much about how pharmaceuticals are priced. After all, they’re just medications – right? Wrong. Pharmaceuticals are not just medications – they are complex products with a lot of moving parts and hidden costs. In this blog post, […]

It can be tough to know what to do when something goes wrong. You want to do the right thing, but you also don’t want to burden your girlfriend with anything. That’s where insurance comes in—it can make things easier for everyone involved. In this blog post, we will discuss whether or not you can […]

You have choices when it comes to the amount of financial protection that you get and what price you pay. An actual cash value policy (ACV) is a cheaper option. This policy incorporates depreciation in your claim payouts. A replacement value (RCV policy may be more suitable if you need to receive a reimbursement to replace your items with […]

Gender identity is a personal matter, and as such, every individual has the right to determine their own gender. This includes transgender individuals, who may choose to transition from one gender to another. While a number of insurance companies now cover gender reassignment surgery (GRS), some do not. If you are considering GRS but are […]

Health insurance is a vital part of our society. It provides us with the peace of mind that we will be taken care of in the event of an illness or accident. Unfortunately, not everyone is covered by health insurance and that leaves many people vulnerable. Annual deductibles are one way that health insurance companies […]

Ever wonder what it’s like to be an insurance claims adjuster? Bankrate reached out to Scott Congiusti from New York, an assistant vice president of claims at HUB International. He was willing to share his experience as a claims adjuster. Although you might never be required to work as an insurance claims adjuster in the future, […]

Geico is one of the most popular and well-known insurance companies in the United States. They offer a wide range of products, from car insurance to homeowners insurance. One of their most popular products is renters insurance. This type of insurance covers you and your belongings if you lose them or if someone breaks into […]

Marriage is a big commitment, and like anything else in life, it comes with its share of challenges. One of the more common challenges couples face is figuring out how to keep their insurance policy while they’re married. In this blog post, we will explore the options available to you and clarify the circumstances under […]

While we are all well aware of the dangers of texting and driving and drinking, many people don’t realize the dangers associated with drowsy driving. According to the National Safety Council (NSC), drowsy driving is responsible for approximately 100,000 crashes each year, 71,000 injuries and 1,550 deaths. AAA estimates that 9.5% of all crashes are caused by […]