As a driver, you never know when you might need to take your car for a quick spin. Maybe you have an outing planned with the family and you want to take the car instead of using public transportation. Maybe you just need to run some errands. Regardless of the reason, it’s important to be prepared for whatever might happen. That’s why it can be helpful to have auto insurance that covers theft, as well as other types of damage. In this article, we will discuss whether or not travel guard rental car insurance covers theft. We will also provide tips on how to find the right policy and what factors you should consider when choosing one.
What is Travel Guard Rental Car Insurance?
If you’re thinking about taking your rental car on a trip, one of the things you may want to consider is travel guard rental car insurance. This type of insurance covers theft if your car is stolen while you’re using it. Travel guard provides coverage for both personal items in the car and the vehicle itself.
Some exclusions from travel guard rental car insurance may apply, so be sure to read the policy carefully before signing up. In general, though, most policies will cover theft if it’s committed while your car is in your possession or while it’s being driven by someone who has authorization from you to use it.
If you’re worried about theft while traveling, travel guard rental car insurance might be a good way to protect yourself.
Coverage Types
Travel Guard rental car insurance only covers damage to the car while it is in your possession, not theft. If your rental car is stolen, you’ll need to purchase additional insurance to cover theft. Some credit card companies also offer theft coverage for rental cars.
How Does Travel Guard Work?
Travel Guard rental car insurance offers protection for loss or theft of your rental car, as long as you are listed as the policyholder. Coverage typically includes damage to property caused by a thief, up to a certain amount per day, and reimbursement for expenses associated with getting your car back. Some exclusions may apply, such as coverage for accidents or vandalism that occur while your car is in the care of Travel Guard.
To be eligible for coverage, you must provide Travel Guard with proof of ownership of the rental car–typically a copy of your driver’s license or passport. If you are not the policyholder but are using the vehicle under someone else’s name, you will also need identification from that person showing that they are authorized to use the vehicle. If you’re using a rental car through an airport or other location not affiliated with Travel Guard, make sure to inquire about coverage before leaving your vehicle.
If something goes wrong while your rental car is in the care of Travel Guard, notify the company immediately. You will need to provide their contact information and a description of what happened. The company will then attempt to reach you directly and resolve any issues. In most cases, this process will take just a few minutes.
Can I File a Claim if My Vehicle is Stolen?
If your car is stolen while you’re on vacation, you may be able to file a claim with your travel insurance company. You’ll need to provide the police report and any other documentation that supports your claim. If you were the victim of a crime, make sure to contact the police department and file a report as soon as possible.
Conclusion
If you’re planning on traveling with the family this holiday season, be sure to check whether your travel insurance policy covers theft. Travel Guard rental car insurance is one of the most popular options out there, and it may include coverage for theft while you’re driving your rental car. However, be sure to read the fine print carefully so that you aren’t surprised if a claim is made after your trip.
