Coinsurance is a term that describes how much of the cost of a health care service or product will be paid by the patient, rather than by the insurer. This term can be found on health insurance policies, doctor’s office bills and even hospital discharge papers. Coinsurance can happen in two ways: as a percentage […]
Category Archives: Finance Guide
Insurance is something that we all have, but do we really understand how it works? How does insurance make money? It’s a question that many people ask themselves, and the answer is not as complicated as you might think. In this blog post, we’ll explore the ins and outs of insurance and break down the […]
It is important to remember that vehicle insurance is required for all car owners. Many people feel that insurance costs are too high and that they are being taken advantage of by insurance companies every year for the large amount they pay. This is because insurance premiums are different for different people, even though many characteristics […]
Open enrollment is officially over, but that doesn’t mean you can’t get health insurance yet! In fact, some people may find it more difficult now to get coverage since the Health Insurance Marketplace has closed. Here are some tips on where to look for health insurance after open enrollment: 1. Check with your employer. Your […]
Are you worried about the hassle of renewing your health insurance policy? Don’t worry! With technology at our fingertips, renewing your health insurance online has become a breeze. No more standing in long queues or filling out paperwork. You can now sit back and relax while getting it done from the comfort of your own […]
You’ve probably experienced this pattern if you were a teenager. The time comes for your boy to get his learner’s permit and start driving. He passes the driving exam after a few attempts. Then he gets his driver’s license. He tries to buy Discount Auto Insurance but realizes that he cannot afford it. Your insurer will inform you about […]
Over the past few months you’ve probably heard some news about rising interest rates and wondered if that will prevent you from selling your home and moving to a new location. HomeLight notes in their Top Agent Insights for Summer 2022 report that 66% of real estate agents report that homeowners are still getting multiple […]
As college tuitions continue to rise, parents are struggling to find ways to pay for their children’s education without leaving them in debt. While there are many options available, one that often goes overlooked is whole life insurance. Yes, you read that right! Whole life insurance can be an excellent tool to help fund your […]
Are you a Florida homeowner looking for reliable and affordable insurance coverage? With so many options out there, it can be overwhelming to choose the right provider. But have you considered State Farm? As one of the largest insurers in the country, State Farm offers a range of policies that may suit your needs. In […]
When buying motor trade insurance, it is important to keep in mind that not all brokers are equal. While you might receive similar levels of service from many insurance brokers, the plans and facilities they have can vary. The facilities they have can impact the premium and cover you may end up paying. One broker may not be […]