Category Archives: Finance Guide

What happens if you get in an accident without insurance?

Most states require minimum levels of certain auto insurance coverages. It is illegal to drive without it. Auto insurance policies cover you for any injuries or damages that others cause. If you are involved in an accident, auto insurance can protect you from financial ruin. Despite this, the Insurance Information Institute (III), estimates that more then 12 percent drivers were not insured […]

How to Choose the Best Captive Manager

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Penalties for driving without insurance in Massachusetts

Driving without insurance in any state is a major traffic offense that can lead to multiple penalties. Driving without insurance in Massachusetts is a civil motor vehicle violation (CMVI). This means you could face severe penalties such as a heavy fine, jail time, and revocation your driving privileges. Massachusetts requires minimum insurance Massachusetts, like every other […]

Safeco insurance review

The Safeco insurance company, a subsidiary of Liberty Mutual is one of the most trusted insurance companies in the world. Although Safeco is not the largest or most well-known insurer, it offers a broad range of insurance products including home, renters and pet coverage. Bankrate reviewed Safeco’s ratings and the types of coverage that are available to customers in […]

What To Do To Prepare For Insurance Inspection?

If your business is like most, you’re required to have some form of insurance. Whether it’s general liability, property damage, product liability, or workers’ compensation, there are a few types of insurance that businesses are typically required to have. And while having insurance is important, what’s even more important is making sure that your insurance […]