Category Archives: Finance Guide

The average cost for car insurance is $428 per annum for minimum coverage, and $1,308 for full coverage. The 17th-ranked state in the United States for most drivers is Indiana. In 2021, there were approximately 4.6 millions drivers. Indiana had 330,000 drivers in 2019, with an suspended driver’s license. This led to new legislation that will help residents get back behind the […]

Due to the volatility of stock markets, it is easy to get confused about the duration of an investment. It has been proven time and again that investing in stocks with long-term investment options such as Mutual funds is the best and most secure way to make an investment. Mutual funds are also recommended by top […]

If you’re like most people, the economy is affecting your finances. More people are looking for ways to reduce their expenses. Are you interested in making a few changes to your North Carolina auto insurance? Do you need “Full coverage”? Before we can determine whether you require “Full Insurance”, let’s define what it is. You are likely to […]

New Smart cars are no longer sold in the United States, but if you purchased a used model of one of these subcompact, environmentally-friendly vehicles, you still need a car insurance policy. Although these vehicles are unique, Smart car insurance is similar to car insurance for other makes. Owners of Smart cars still need to purchase at […]

Driving while under the influence can lead to serious injury or death. According to the NHTSA, 39% traffic-related deaths in Hawaii were caused by intoxicated drivers. There are many financial consequences to a DUI in Hawaii. The most important is a higher rate of car insurance. According to Bankrate, vehicle insurance premiums almost quadrupled following a Hawaii DUI. Hawaii DUI laws […]

Who Regulates An Insurer’s Claim Settlement Practices? When an insurer settles a claim, it is important for the company to comply with all applicable regulations. Failure to do so may result in fines and other legal consequences. This blog post will explore who regulates an insurer’s claim settlement practices and what implications this may have […]

Iowa is one of a few states that doesn’t require drivers to have car insurance. Iowa doesn’t require you to purchase car insurance. However, it does require you to be able prove your financial responsibility in case you are in an accident. This is a fine line in practice. Most Iowans take the easy route and […]

Second hand cars have had a bad reputation for a long time. It was logical to purchase a used vehicle for your son, but it would be a terrible idea to upgrade to a more spacious, luxurious, and sleeker car. Things have changed. One, the economy has collapsed and people must be more careful with their spending so […]

You can lower your rates by following these steps if you get an update from your provider regarding an increase in your insurance premium. These tips can help you reduce your insurance rates and avoid an increase in your premiums. 1. Safe driving This sounds simple, but many people don’t realize how their driving habits affect the […]

While not everyone will need to file an auto insurance claim in their lifetime, some people will be involved in an accident. You can make the experience much easier and less stressful if you’re prepared. These are some tips to help you reduce your risk of an accident and make it easier to handle one. Attend a […]