Category Archives: Finance Guide

New Smart cars are no longer sold in the United States, but if you purchased a used model of one of these subcompact, environmentally-friendly vehicles, you still need a car insurance policy. Although these vehicles are unique, Smart car insurance is similar to car insurance for other makes. Owners of Smart cars still need to purchase at […]

Driving while under the influence can lead to serious injury or death. According to the NHTSA, 39% traffic-related deaths in Hawaii were caused by intoxicated drivers. There are many financial consequences to a DUI in Hawaii. The most important is a higher rate of car insurance. According to Bankrate, vehicle insurance premiums almost quadrupled following a Hawaii DUI. Hawaii DUI laws […]

Who Regulates An Insurer’s Claim Settlement Practices? When an insurer settles a claim, it is important for the company to comply with all applicable regulations. Failure to do so may result in fines and other legal consequences. This blog post will explore who regulates an insurer’s claim settlement practices and what implications this may have […]

If you’re like most people, the economy is affecting your finances. More people are looking for ways to reduce their expenses. Are you interested in making a few changes to your North Carolina auto insurance? Do you need “Full coverage”? Before we can determine whether you require “Full Insurance”, let’s define what it is. You are likely to […]

In Fort Lauderdale, the average cost for car insurance in 2021 was $1,442 per annum for minimum liability coverage, and $2,973 for full coverage. There are over 15.5 million drivers in Florida out of the nearly 229,000,000 licensed drivers. Fort Lauderdale is in Florida’s Broward County. To help you choose the best car insurer for you and your family, we used average […]

Car rental companies love to make sure you have everything you need before you leave for your trip, but what about if you don’t have insurance? In a world where accidents happen, it’s important to know the answer to this question. Here are four ways you can still rent a car without insurance: 1. Use […]

Can You Withdraw A Homeowners Insurance Claim? If you’ve been injured or have lost property as a result of a natural disaster, you may be wondering whether or not you can withdraw your homeowners insurance claim. In this article, we will explore the pros and cons of withdrawing a home insurance claim, so that you […]

10. Each state has its own requirements for liability insurance. FALSE. FALSE. While liability insurance is required by most states, there are some exceptions. It is not a good idea for anyone to drive without liability coverage, regardless of whether liability insurance is required by the state. You could be sued if you are found at fault in an accident […]

The average American driver drives more that 13,000 miles per year. This makes them more susceptible to car accidents and the resulting injuries and damages. Insurers expect this level of risk. However, there are ways to decrease risk for both the insured and the insurer. For the right driver, usage-based car Insurance policies might be appealing. While usage-based insurance and paid-per-mile […]