Category Archives: Finance Guide

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

South Dakota drivers must have at least the minimum amount of insurance in order to legally drive on the roads. This is also the case for most states. According to the Insurance Information Institute, South Dakota had more than 638,000 motorists and 130 fatalities in 2018. This is just one reason why it is so important to […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

Car liability insurance is a mandatory form of coverage in most states. It’s designed to protect you from the financial costs of an accident, such as medical bills and property damage. But how much car liability insurance should you get? The answer depends on several factors, including your state’s minimum requirements and the type of […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]

As a claimant in Texas, it’s important to understand the ins and outs of filing an insurance claim. Knowing how to package your claim appropriately is essential for having your claim accepted and approved. This blog post will provide an overview of the steps you must take in order to file a successful insurance claim […]

Will You Submit an Insurance Claim for Windshield Damage? – Filing an insurance claim for windshield damage depends on its cost and your car insurance provider. A chipped or cracked windshield typically falls under comprehensive coverage which protects against non-collision damage to your vehicle. If another driver breaks your windshield, you can make a claim […]

Without auto insurance, you could face a host of legal and financial problems. The majority of states in the United States have minimum auto insurance laws. These laws require that all drivers or vehicles must meet a minimum level of auto insurance coverage. This is commonly called basic liability insurance. For risky drivers, however, it may be more complicated. Your […]