Category Archives: Finance Guide

Without auto insurance, you could face a host of legal and financial problems. The majority of states in the United States have minimum auto insurance laws. These laws require that all drivers or vehicles must meet a minimum level of auto insurance coverage. This is commonly called basic liability insurance. For risky drivers, however, it may be more complicated. Your […]

When it comes to financial security, FDIC insurance coverage offers peace of mind for many people. But what exactly does FDIC insurance cover? How much is it worth? In this article, we will discuss the ins and outs of FDIC insurance coverage. We’ll look at what FDIC insurance covers, how much coverage is available, and […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Greenville, South Carolina has a homeownership ratio of 67.5% and an average home value of $183K. The need for cheap homeowners insurance is high due to the higher homeownership rate. This is easy to find in Greenville with an average premium rate of $945 per annual for $250K dwelling coverage. Bankrate compared national and local insurance companies to help you choose […]

If you’re looking for an insurance agent, you want to make sure that they are trustworthy and have your best interests at heart. But what about their legal obligations? Are insurance agents fiduciaries? In this blog post, we’ll provide a rundown of what it means to be a fiduciary and how it applies to insurance […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

For the over 276 million cars on the road today, car insurance is legally regulated to afford drivers and passengers financial protection. You must have minimum car insurance before you can legally drive a car in most states. Before you can purchase a new policy of auto insurance, it is important to understand how car insurance works. The Bankrate team […]

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]

When it comes to sending important documents, there is no room for mistakes. And when it comes to mail, most people strive to find the safest and most secure way to get their packages safely delivered. But what about insurance on first class mail? In this blog post, we’ll explore the ins and outs of […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]