Category Archives: Finance Guide

Car insurance is a necessity for any Florida driver. But with so many different providers and plans, it can be hard to know which one is the best for you. Do you need full coverage? What about liability only? How much should you be paying? In this blog post, we will explore the best auto […]

Although scuba diving is a relaxing and inspiring activity, it can also be dangerous. DAN’s 2017 Annual Diving Report showed 228 deaths of scuba divers, most likely due to inexperience. The chance of drowning in a dive is very low, with upwards of 2.85 million scuba divers dying in the US that year. There is a risk. Due to the inherent danger, […]

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]

South Dakota drivers must have at least the minimum amount of insurance in order to legally drive on the roads. This is also the case for most states. According to the Insurance Information Institute, South Dakota had more than 638,000 motorists and 130 fatalities in 2018. This is just one reason why it is so important to […]

Car liability insurance is a mandatory form of coverage in most states. It’s designed to protect you from the financial costs of an accident, such as medical bills and property damage. But how much car liability insurance should you get? The answer depends on several factors, including your state’s minimum requirements and the type of […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

As a claimant in Texas, it’s important to understand the ins and outs of filing an insurance claim. Knowing how to package your claim appropriately is essential for having your claim accepted and approved. This blog post will provide an overview of the steps you must take in order to file a successful insurance claim […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Many belongings are kept in your home, including photo books, electronic devices, furniture, and work materials. Personal belongings are not only important for personal attachment. Homeowners insurance policies also include this standard coverage. Personal property coverage protects you and your home from common perils such as theft, fire, and falling objects. Your home insurance policy has provisions […]

When it comes to financial security, FDIC insurance coverage offers peace of mind for many people. But what exactly does FDIC insurance cover? How much is it worth? In this article, we will discuss the ins and outs of FDIC insurance coverage. We’ll look at what FDIC insurance covers, how much coverage is available, and […]