Category Archives: Finance Guide

Disability insurance provides financial protection for individuals who can no longer work due to a disability or illness. But what happens when an employee’s medical information is shared with their employer as part of the process? Do disability insurance companies share medical information with employers? This is a question many employees have, and we’ll explore […]

A Minnesota DUI arrest is a serious traffic offense that can lead to severe consequences. Drinking and driving can result in serious accidents or worse. In the United States, there are approximately 30 people who are killed in car accidents involving alcohol every day – 1 death per 50 minutes. A DUI can result in legal fees, […]

Newark drivers know that New Jersey car Insurance can be costly. Average auto insurance costs in Newark are $1,254 per year for minimum coverage, and $2,624 per year for full coverage. This is quite a bit higher than the national average $565 and $1674. It is important to find out about the best Newark car insurance companies. Newark’s Essex County saw more than 30,000 […]

When it comes to car insurance, it’s important to make sure you get the right coverage that meets your needs and budget. Not only can the wrong type of coverage be costly, but it can also leave you unprotected in the event of an accident. So, what kind of car insurance coverage do you need? […]

Many people wonder if they can cancel their health insurance outside of open enrollment. The answer isn’t as simple as you may think. In this article, we will explore the realities of canceling health insurance outside of open enrollment. We’ll cover important information about eligibility, termination timelines, and more. You’ll also get tips for finding […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

Although scuba diving is a relaxing and inspiring activity, it can also be dangerous. DAN’s 2017 Annual Diving Report showed 228 deaths of scuba divers, most likely due to inexperience. The chance of drowning in a dive is very low, with upwards of 2.85 million scuba divers dying in the US that year. There is a risk. Due to the inherent danger, […]

Car insurance is a necessity for any Florida driver. But with so many different providers and plans, it can be hard to know which one is the best for you. Do you need full coverage? What about liability only? How much should you be paying? In this blog post, we will explore the best auto […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Condos, townhomes, and condominiums can all be part of a homeowners or condo association. In exchange for the amenities and services offered to the community and building, these associations charge homeowners and condo owners dues. These amenities and services could include maintenance of common areas such as swimming pools and tennis courts as well as security measures or […]