Category Archives: Finance Guide

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]

Many people who live on the West Coast have experienced the aftershocks and rumbles from earthquakes during their lives. A 2014 U.S. Geological Survey report shows that Oregon is among 16 states at highest risk of earthquakes. Oregon homeowners may believe that earthquakes are covered by their standard insurance policy if they have insurance to protect their home […]

Most states in the United States require you to have minimum liability coverage for your vehicle. This is determined by your state. If you cause an accident that results in bodily injury, or property damage, this coverage protects passengers and other drivers. The average cost of car insurance is $565 for minimal liability coverage and $1674 […]

You might think it’s simple enough to check if a car is insured before you take it for a test drive or buy it, but the truth is, it can be complicated. Knowing whether the car you want to buy is insured correctly and legally should be a part of your due diligence when buying […]

Many retirees opt for Medex coverage, a Medicare supplement plan that works alongside Parts A and B to cover costs such as copays and prescription drugs. Furthermore, Medex also provides travel assistance as well as other benefits. These pages outline key features of their plans; for full terms and conditions please consult the plan description/riders. […]

North Dakota’s 62.5% homeownership rate is slightly lower than that of the nation, which stands at 63.9%. The average cost for home insurance in North Dakota is $1,828 annually. This includes $250,000 of dwelling coverage. North Dakota homeowners may wish to protect their investment by purchasing the right homeowners policy. There are many top-rated home insurance companies that sell policies […]

Lakeland, Florida is, as its name implies, surrounded by many lakes. It offers its 112,000 inhabitants a lake lifestyle with warm, sunny day. Polk County, Florida also has a high number of vehicle accidents. There were almost 12,000 reported incidents in 2019, and the numbers are increasing every year. This makes it even more important to have auto insurance, even […]

Moving is hard enough, but if you’re also dealing with changing your insurance provider, you may have a lot of questions. One of the most common questions people have is whether they need to notify their current insurance company (MCA) of their change of address and how to do it. In this blog post we […]

Most dental insurance is offered through their employer; however, individuals may also purchase individual plans with monthly premiums, deductibles and annual maximums. Many plans cover preventive care costs completely and cover basic procedures like fillings 80%; however, certain plans have deductibles or copays that must be paid first. Premiums Though dental insurance might seem costly […]

While women may have their own views on life insurance, both sexes share similar opinions about death. Haven Life found that both men and women believe that their deaths will have a significant impact on their families. Both men and women agreed that the death of a spouse who is primary caregiver or primary earner would have a negative […]