Category Archives: Finance Guide

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]

When it comes to sending important documents, there is no room for mistakes. And when it comes to mail, most people strive to find the safest and most secure way to get their packages safely delivered. But what about insurance on first class mail? In this blog post, we’ll explore the ins and outs of […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

Although car insurance is required in most states, it can be a financial burden for many Americans. The annual cost for car insurance is $563 for minimum coverage, and $1738 for complete coverage. Car insurance is expensive, even though the cost varies by state. People with low incomes who cannot afford car insurance are more likely than others to drop insurance […]

It can be a daunting task trying to understand the complexities of car insurance when you’re just starting out. One of the most common questions asked by new drivers is whether they need car insurance with a provisional license. The answer isn’t necessarily straightforward, as there are varying regulations between states and different types of […]

Will You Submit an Insurance Claim for Windshield Damage? – Filing an insurance claim for windshield damage depends on its cost and your car insurance provider. A chipped or cracked windshield typically falls under comprehensive coverage which protects against non-collision damage to your vehicle. If another driver breaks your windshield, you can make a claim […]

When you’re on Social Security, Medicare, or Supplemental Security Income (SSI), it can feel like your budget is already stretched thin. That makes it hard to consider adding another expense to the mix, such as life insurance. But there are plenty of options available for people on Social Security and Medicare that can provide financial […]

Health savings accounts (HSAs) can be an effective tool for planning and paying for future healthcare costs – provided they’re used properly. HSA funds can be spent tax-free if used to cover eligible medical expenses such as deductibles, copayments and coinsurance premiums. You can even use them for over-the-counter medicines and services like acupuncture or […]

Drivers convicted in New Hampshire of DUI or DWI may need to carry an SR-22 certificate along with their insurance. Contrary to popular belief SR-22s do not constitute insurance. They are proof that you have the minimum amount of New Hampshire state-required insurance. The name of the required form can change from one state to the next. […]

Life insurance is a popular way for Americans to provide financial security to their loved ones. Non-U.S. citizens might also require life insurance. It is possible to get life insurance for green card holders and visa holders, but it can be more difficult. While many life insurance providers offer life insurance to visa holders and green card holders, not all […]