Category Archives: Finance Guide

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

While women may have their own views on life insurance, both sexes share similar opinions about death. Haven Life found that both men and women believe that their deaths will have a significant impact on their families. Both men and women agreed that the death of a spouse who is primary caregiver or primary earner would have a negative […]

The American auto insurance industry dates back to the end of the 19th century. It has grown to become a multi-billion dollar business in the years since. Depending on where they live, almost all U.S. drivers must have auto insurance. You might be surprised to find that there are some myths about car insurance. We want you to find the […]

The Texas Department of Motor Vehicles reports that there are more than 244,000 vehicles in Lubbock. This is more than one vehicle for every adult living in the county. Lubbock’s roads may not be the most safe due to the large number of people who drive every day. The Texas Department of Transportation reported 6,680 crashes across the entire county in […]

Moving is hard enough, but if you’re also dealing with changing your insurance provider, you may have a lot of questions. One of the most common questions people have is whether they need to notify their current insurance company (MCA) of their change of address and how to do it. In this blog post we […]

Are You Preparing to Move, Clean Out Your Garage or Declutter? A storage unit rental may be just what’s necessary. Keep in mind that many self-storage facilities require that their customers carry some form of insurance to cover their belongings during storage. Tenant insurance can often be quite affordable and is easily obtained by reaching […]

In 2020, Florida saw 552,839 speeding ticket. This is a common ticket, so you might want to learn how speeding tickets can impact your auto insurance rates. This will help you prepare for potential insurance implications of a speeding ticket. It could also help to understand how to reduce your insurance costs if you have tickets. Quadrant Information […]

Your lender might ask for proof of homeowner’s insurance and mortgage insurance when you purchase or refinance a house. Mortgage insurance and homeowners insurance are not the same thing, even though they may sound similar. Both types of insurance cover different things. In some cases, one or both of these types of insurance may be necessary. Both are payable by […]

Disability insurance provides financial protection for individuals who can no longer work due to a disability or illness. But what happens when an employee’s medical information is shared with their employer as part of the process? Do disability insurance companies share medical information with employers? This is a question many employees have, and we’ll explore […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]