Category Archives: Finance Guide

Life insurance is a popular way for Americans to provide financial security to their loved ones. Non-U.S. citizens might also require life insurance. It is possible to get life insurance for green card holders and visa holders, but it can be more difficult. While many life insurance providers offer life insurance to visa holders and green card holders, not all […]

Insurance policies may be cancelled and non-renewed for various reasons, including nonpayment of payments or changes in risk as well as conditions on your home or property. Most insurers require giving enough time (varies depending on state) for replacement coverage to be acquired. If your insurance has been cancelled or non-renewed, reach out to your […]

If you’re receiving a federal annuity, you may have noticed that the deduction for life insurance is automatically taken out of your payments. This can be confusing and frustrating, especially if you don’t need or want the coverage.  But there is a way to cancel this deduction from your annuity payments. In this blog post, […]

Many people who live on the West Coast have experienced the aftershocks and rumbles from earthquakes during their lives. A 2014 U.S. Geological Survey report shows that Oregon is among 16 states at highest risk of earthquakes. Oregon homeowners may believe that earthquakes are covered by their standard insurance policy if they have insurance to protect their home […]

Most states in the United States require you to have minimum liability coverage for your vehicle. This is determined by your state. If you cause an accident that results in bodily injury, or property damage, this coverage protects passengers and other drivers. The average cost of car insurance is $565 for minimal liability coverage and $1674 […]

Will You Submit an Insurance Claim for Windshield Damage? – Filing an insurance claim for windshield damage depends on its cost and your car insurance provider. A chipped or cracked windshield typically falls under comprehensive coverage which protects against non-collision damage to your vehicle. If another driver breaks your windshield, you can make a claim […]

Life insurance policies offer a variety of dividend options that can help financial planners ensure their clients receive the best returns on their policy. Dividend options range from straight life, to endowments and annuities, but there is one option that stands alone—which of the following is not a dividend option for a life insurance policy? […]

North Dakota’s 62.5% homeownership rate is slightly lower than that of the nation, which stands at 63.9%. The average cost for home insurance in North Dakota is $1,828 annually. This includes $250,000 of dwelling coverage. North Dakota homeowners may wish to protect their investment by purchasing the right homeowners policy. There are many top-rated home insurance companies that sell policies […]

Lakeland, Florida is, as its name implies, surrounded by many lakes. It offers its 112,000 inhabitants a lake lifestyle with warm, sunny day. Polk County, Florida also has a high number of vehicle accidents. There were almost 12,000 reported incidents in 2019, and the numbers are increasing every year. This makes it even more important to have auto insurance, even […]

Health savings accounts (HSAs) can be an effective tool for planning and paying for future healthcare costs – provided they’re used properly. HSA funds can be spent tax-free if used to cover eligible medical expenses such as deductibles, copayments and coinsurance premiums. You can even use them for over-the-counter medicines and services like acupuncture or […]