Category Archives: Finance Guide

If you’re looking for an insurance agent, you want to make sure that they are trustworthy and have your best interests at heart. But what about their legal obligations? Are insurance agents fiduciaries? In this blog post, we’ll provide a rundown of what it means to be a fiduciary and how it applies to insurance […]

For the over 276 million cars on the road today, car insurance is legally regulated to afford drivers and passengers financial protection. You must have minimum car insurance before you can legally drive a car in most states. Before you can purchase a new policy of auto insurance, it is important to understand how car insurance works. The Bankrate team […]

Greenville, South Carolina has a homeownership ratio of 67.5% and an average home value of $183K. The need for cheap homeowners insurance is high due to the higher homeownership rate. This is easy to find in Greenville with an average premium rate of $945 per annual for $250K dwelling coverage. Bankrate compared national and local insurance companies to help you choose […]

When it comes to sending important documents, there is no room for mistakes. And when it comes to mail, most people strive to find the safest and most secure way to get their packages safely delivered. But what about insurance on first class mail? In this blog post, we’ll explore the ins and outs of […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

In New Hampshire, driving without insurance, with some exceptions, is legally allowed — the only state in the U.S. where this is the case. This may sound great if you’re trying to save money. However, you still have liability for any injuries or damage you cause in an accident. And one of the most effective ways to protect […]

Your driving record is the most important factor in your insurance premium, regardless of where you live. A DUI is probably the worst thing that could happen to your driving record. DUIs can lead to increased insurance costs and jail time. What does a DUI do to your insurance rates? A DUI is an indicator that […]

It can be a daunting task trying to understand the complexities of car insurance when you’re just starting out. One of the most common questions asked by new drivers is whether they need car insurance with a provisional license. The answer isn’t necessarily straightforward, as there are varying regulations between states and different types of […]

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Although car insurance is required in most states, it can be a financial burden for many Americans. The annual cost for car insurance is $563 for minimum coverage, and $1738 for complete coverage. Car insurance is expensive, even though the cost varies by state. People with low incomes who cannot afford car insurance are more likely than others to drop insurance […]