Category Archives: Finance Guide

Most states in the United States require you to have minimum liability coverage for your vehicle. This is determined by your state. If you cause an accident that results in bodily injury, or property damage, this coverage protects passengers and other drivers. The average cost of car insurance is $565 for minimal liability coverage and $1674 […]

Life insurance policies offer a variety of dividend options that can help financial planners ensure their clients receive the best returns on their policy. Dividend options range from straight life, to endowments and annuities, but there is one option that stands alone—which of the following is not a dividend option for a life insurance policy? […]

Baptist Health and United Healthcare have not come to an in-network agreement for 2024, so we suggest patients select specialists within their plan’s coverage area. Commercial insurance policies, unlike Medicare or Medicaid plans provided by government programs like SCHIP (State Children’s Health Insurance Program), are offered for sale by for-profit private insurers and sold directly […]

North Dakota’s 62.5% homeownership rate is slightly lower than that of the nation, which stands at 63.9%. The average cost for home insurance in North Dakota is $1,828 annually. This includes $250,000 of dwelling coverage. North Dakota homeowners may wish to protect their investment by purchasing the right homeowners policy. There are many top-rated home insurance companies that sell policies […]

Lakeland, Florida is, as its name implies, surrounded by many lakes. It offers its 112,000 inhabitants a lake lifestyle with warm, sunny day. Polk County, Florida also has a high number of vehicle accidents. There were almost 12,000 reported incidents in 2019, and the numbers are increasing every year. This makes it even more important to have auto insurance, even […]

You might think it’s simple enough to check if a car is insured before you take it for a test drive or buy it, but the truth is, it can be complicated. Knowing whether the car you want to buy is insured correctly and legally should be a part of your due diligence when buying […]

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]

While women may have their own views on life insurance, both sexes share similar opinions about death. Haven Life found that both men and women believe that their deaths will have a significant impact on their families. Both men and women agreed that the death of a spouse who is primary caregiver or primary earner would have a negative […]

The American auto insurance industry dates back to the end of the 19th century. It has grown to become a multi-billion dollar business in the years since. Depending on where they live, almost all U.S. drivers must have auto insurance. You might be surprised to find that there are some myths about car insurance. We want you to find the […]

The Texas Department of Motor Vehicles reports that there are more than 244,000 vehicles in Lubbock. This is more than one vehicle for every adult living in the county. Lubbock’s roads may not be the most safe due to the large number of people who drive every day. The Texas Department of Transportation reported 6,680 crashes across the entire county in […]