Category Archives: Finance Guide

When choosing a car, new drivers or those who are just starting to drive will need to take into account the cost of insurance. Although you may have had some driving experience, it is not necessary to be a named driver on an insurance policy. However, age can have an impact on the cost of car […]

Many articles have been written about the market for hard surety bonds. Many people want to know how we got here. The economy is a major influence on the surety bond market, as it is with all industries. The strength of the US economy towards the end of 2000 is something we all can recall. It seemed like […]

Sincerely, we’re not being insensitive! This is about the last time you smoked – did you quit smoking in recent years? Did you know that smokers pay up to 60% more to insure their lives than non-smokers? Insurance companies will also contribute with lower premiums for life insurance. Insurance savings are not to be taken lightly. An average policyholder […]

Because many leading companies in the insurance sector have been spreading the word and promoting insurance, the awareness of insurance is very high. It may surprise you to learn that insurance has evolved over time. Not over the last few years, not over decades. As we will see, insurance in India is not a new concept or […]

Our housing costs eat up a large portion of our household income and as a retiree on a fixed income, those costs can be crippling. Unfortunately the cost of housing is only going to get more expensive as we try to manage all of the things that are being thrown at us.  While we may […]

If you’re looking to buy a home, you may want to consider private mortgage insurance (PMI). PMI is a financial protection that homeowners can add onto their mortgages in order to reduce the chance of default. But what is private mortgage insurance, and when does it need to be added? In this blog post, we […]

With the rise of parental leave and health insurance, it’s important to know just how old you can be before your parents’ coverage ends. In some cases, you may have additional coverage through your employer or membership in a retirement plan. To find out the answer to this question, we consulted with a few sources, […]

In today’s world, it’s hard to imagine a time when most businesses didn’t have an office somewhere. But for some companies, this is no longer the case. Pioneer Mutual Insurance is one such company. Pioneer Mutual Insurance doesn’t have a single headquarters; rather, it has over 2,000 branch offices all over the United States and […]

Wichita residents are well aware of the importance of having insurance. However, the average policy cost in the city is quite high. Nearly 59% of Wichita residents have their own homes with a median value $133,400. The average Wichita insurance policy costs $2,878, which exceeds the $2,694 state average and is well above the $1,674 national average. […]

It can be tough when you have to make a decision about life insurance. One of the most important factors to consider is the company you choose to work with. However, sometimes there’s just one problem with the life insurance they offer and you just can’t get over it. In this blog post, we will […]