Any health issue that is present or known before your pet health insurance kicks in is considered a pre-existing condition. It is important to sign up for coverage as soon as possible. Is pet insurance available for pre-existing conditions? Pre-existing conditions will not be covered by pet insurance. They will not be covered by subscription-based community options. Even if […]
Category Archives: Finance Guide
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Cost of pet insurance varies based on plan variables like annual deductible, coverage limit and reimbursement percentage; and by age; older pets often incur higher premiums. Accidents and illnesses can quickly add up, especially if they require expensive procedures like ligament repairs or organ transplants. That is why it is crucial to compare pet insurance […]
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You will need to have active car insurance in Connecticut to drive legally. Connecticut has severe penalties for drivers who drive without insurance. It is important that you meet the minimum requirements for car insurance. To protect your finances, you may want to add coverage. These are the essential facts to make sure you don’t get fined or […]
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It can be tough to make ends meet as a self employed individual. Between rent, food, and other necessary expenses, it can be difficult to save up for an unexpected illness or injury. That’s where health insurance comes in. If you’re self employed and don’t have health insurance through your employer, you may be wondering […]
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As you age, it may become clear to you that dental insurance coverage could save both pain and money in the future. By investing in proper coverage now, it can save time and energy in future treatments. Under the Affordable Care Act (ACA), most young adults can remain on their parents’ health insurance plan until […]
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Driving without insurance can result in severe penalties. Driving without insurance can lead to severe penalties in each state. It is illegal to drive without insurance in Illinois, but almost 12% of Illinois drivers were not insured in 2019, according the Insurance Information Institute (iii). Driving without insurance in Illinois could result in heavy fines or even suspension of your […]
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Have you been waiting for an insurance adjuster to call you back? If so, it might be worth your while to wait just a bit longer. Insurance companies are notorious for being slow in their claims resolution, and this is especially true when it comes to claims involving property damage. In fact, the average insurance […]
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What is a Comprehensive Glass Policy? A comprehensive glass policy is an insurance policy that covers different kinds of glass products that can be broken or damaged. Comprehensive glass policies cover a wider range of manufactured glass products that standard policies, which usually only cover plate glass. It also provides coverage whether the glass was damaged or destroyed accidentally or deliberately. It […]
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One of the easiest ways to save on car insurance is combining policies. Other savings opportunities may include taking public transit or carpooling with friends a few times each week (or qualifying for low mileage discounts), taking public transportation several days per week (or carpooling with them) in order to qualify for low mileage discounts, […]
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Alcoholism, also known as alcohol abuse disorder (AUD),, is a medical condition that causes impairment in the ability to control or stop alcohol use despite adverse occupational, social or health consequences. It is defined by the National Institute on Alcohol Abuse and Alcoholism. The United States has approximately 15,000,000 alcoholics. An estimated 36% of them are in recovery. The […]