Category Archives: Finance Guide

PIP Insurance

PIP insurance (personal injury protection) covers medical expenses as well as lost wages. It is available for anyone driving in your car and you. It is mandatory in states that are not at fault and optional in other states. What is PIP insurance? You may be wondering what personal injury protection is. Your car insurance policy has several sections that […]

Understanding the Basics of High Risk Auto Insurance

Are you considered high-risk by auto insurance companies? High risk insurance is more expensive than regular coverage. This is no secret. There are many ways to lower your insurance premiums for drivers who are considered high-risk. What does high risk mean? The insurance companies assign a risk factor to each consumer. Insurance companies use a formula to calculate […]

Why The Penalties For Having No Car Insurance Are Getting Tougher In The UK

You might not have known that penalties were becoming more severe. Perhaps you didn’t know about the current penalties for having no third-party liability motor insurance. 1930 saw the enactment of a law that required all motorists to carry a minimum amount in third-party personal injury insurance. This law was enacted to ensure that negligent motorists were […]

5 Reasons to Start Lending Money Online

Financial independence is not possible by working all day. Individuals can only achieve their personal goals if they have multiple income streams. Many people have been investing for years as a way to achieve financial success. However, thinking of investing only as buying and selling stocks is outdated when there are so many other options. Online lending […]