Category Archives: Finance Guide

Louisiana insurance companies must abide by stringent timetables when it comes to processing claims. Adjustments on claims typically begin 14-30 days after receiving proof of loss, according to Louisiana regulations. Proof of loss must include receipts, invoices and estimates that demonstrate your losses and damages quickly. Your insurance provider must compensate you accordingly. The Statute […]

People often struggle to comprehend all of the various terms used in insurance, like assurance. As opposed to traditional health insurance plans that typically involve complex features like premiums, deductibles, and copayments, health assurance offers fixed benefits in addition to personalized preventive care and budget-friendly options. Licensed agents often operate under commission-based models, creating an […]

Life insurance agents assist those to ensure they’re financially prepared in case someone they love dies, making this an extremely satisfying and lucrative profession if one can take rejection well – although not without its challenges. Life insurance providers take your credit report into consideration when underwriting your policy and application, which can impact both […]

Car insurance is legally mandatory in most states; however, certain insurers offer policies without license restrictions, by designating someone else as the primary driver and leaving themselves out. This may be particularly helpful for individuals suffering from health conditions that prevent them from driving, or those whose license has been suspended due to lack of […]

Once someone dies, state laws and policy terms dictate who will receive their life insurance proceeds. Sometimes this may include someone other than their intended beneficiary claiming these funds as well. disputes often stem from unexpected changes made while an insured is hospitalized or living in a nursing home. Learn when it’s appropriate and how […]

All fellow Insurance Agents and potential agents! These insights might be useful for those who are already in Insurance Sales and are looking to make a successful career as an Insurance Agent. This information will help you choose the type of contract, independent or captive, that best suits your goals and needs at this stage in your […]

Insights From My Personal 28-Year Journey: In retrospect, I didn’t think I would one day be making the kind of money that I have today from the insurance industry. I want to see other agents succeed in the insurance business as we have been. These are some basics for those starting in the insurance industry or considering […]

Although cold calling can be a great way to get new leads for your business, it is far less effective than the preferred method of obtaining a steady stream of referrals. Let’s find out why. Cold calling requires you to put in a lot of effort in order to find one prospect. If you have a steady […]

Over the last year, I have conducted a number of SEO experiments. To determine the speed at which I could get a website to rise in organic search engine results (the results that are not listed in an advertisement in Google, Yahoo and Bing searches), I tried several methods using various keyword phrases. My main tests were […]

Insurance newsletters are a powerful tool for insurance professionals to get through the clutter of communications, stay in touch with prospects and clients, and provide useful information. They also help them establish themselves as trusted advisors. Although insurance newsletters will continue to be a key component of insurance marketing and communications, there are many myths surrounding […]