Category Archives: Finance Guide

The Affordable Care Act (ACA) has been a hot topic for many years, with much of the conversation centering around whether people should be required to have health insurance. The ACA’s individual mandate requires most people to maintain a minimum level of health insurance coverage or face a penalty. This penalty, which is also known […]

As of 2019, more than 100 million privately registered cars are on the roads. Most of these vehicles are likely to be insured as a result of the law in most states. As a first-time buyer of car insurance, it can be difficult to understand the differences between insurance quotes and what coverage you need. It is helpful to […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

House flipping is a lucrative business, but it can also be incredibly risky. From dealing with potential injuries to managing the financial risks of a property flipping project, there’s no shortage of things that could go wrong. Fortunately, insurance can provide you with the protection you need to keep your business running smoothly. But what […]

Insurance policies can be a tricky subject to navigate. With so many different types of policies available, it can be hard to know which one is right for you and your specific needs. To add to the confusion, each policy covers different things and has its own set of exclusions. So, what exactly is covered […]

You might think that you will pay much less for life insurance if you’re a runner. When they set your rate and underwrite your policy, the best life insurance companies take into consideration your overall health. Running is good for your health and should result in lower premiums from life insurance companies. You might think so. Is life […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

When it comes to understanding the financial strength of insurance companies, there are a variety of organizations that play a role in monitoring and evaluating the data. In this blog post, we will explore the criteria and process for assessing an insurer’s financial health in order to better understand which organizations are involved in such […]

Insurance is designed to help people in times of crisis. It provides financial assistance for certain incidents, so that they don’t have to spend a lot of money all at once. It can offer financial assistance if you have to file a claim. Although filing an insurance claim can bring needed help, you may not want to file […]

Liberty Mutual was established in 1912, and is today the fifth largest property and casualty insurer in the U.S. Based on 2020 direct premiums of $36.2 billion, the Insurance Information Institute says that Liberty Mutual ranks #5 in the U.S. Liberty Mutual, based in Boston, offers a range of insurance products to customers across all 50 states […]