Category Archives: Finance Guide

Everybody wants to save money, so why not reduce your truck insurance costs? Let me show you how premiums are calculated in a moment. First… Insurance rates, Einstein and the Theory of Relativity It took nearly 200 years for Sir Isaac Newton to come up with his famous formula, E=mc2. What does auto insurance have to do the […]

Most people will say they are a good driver when asked. However, statistics from the National Highway Safety Traffic Administration show that this is not true. Every year, over 40,000 motorists are killed in an auto accident. 98% of these accidents were caused by drivers who are distracted. Statistically speaking, this means that most of us would […]

When you buy a property, you need to be sure that your home insurance policy covers it. But what if you want to sell the property? Should you get an insurance license? The answer is a little more complicated than that. Here’s a guide on how to get your insurance license in California and all […]

When you think about your home, what is the first thing that comes to mind? Probably the place where you live. But what about all of the other things inside—the appliances, fixtures, and more? Home insurance is designed to protect your residence and belongings from damage or loss. And as you might expect, the amount […]

Statewide Statistics can be used to your advantage Each city and state has its own statistics on highways, types, accidents, etc. Texas is no exception. These statistics are used by insurance companies to identify high-risk drivers and vehicles, as well as areas where there is more theft or accidents. often occur. These statistics are easily accessible to consumers, so […]

You have probably seen the advertisements for Sheilas Wheels car insurance. Three beautiful blonde women sit in a pink bubblegum-pink car and are looking very pretty. The good-natured girls are juxtaposed with a group of Australian sheep station men who were left out of the cheap women-only car insurance plan. It is clear that sisters are insuring […]

Insurance is a business that depends on predicting risks. This is why, when an event happens that’s out of the ordinary, insurers are quick to react and adjust their rates accordingly. In this blog post, we will explore how insurers predict individual risks and how this affects your premiums. We’ll also look at some of […]

Captive management is a business strategy used by insurance companies to manage their investments. It involves the company owning or leasing a property and managing it single-handedly. The company retains full control of all facets of the property, including its occupancy, operations, and maintenance. This type of management allows insurance companies to take advantage of […]

We are all good citizens. To protect ourselves in the event of an accident, we purchase liability insurance. There are two types of coverage: minimum and maximum. You are purchasing this insurance to not only comply to the law but also to protect yourself and your assets in the event you cause an accident with a […]

Collector car owners and drivers have different insurance needs than those who drive their regular cars every day. Collector cars are by definition special, so insurance needs must be considered. The insurance company that covers your car to work is familiar with handling claims on modern cars. It’s not uncommon for them to deal with vehicles that […]