Category Archives: Finance Guide

Earthquakes can strike anywhere and at any time. You could end up paying out of your own pocket if you don’t have earthquake insurance. Standard homeowner’s insurance typically does not cover earthquake losses, with many insurance companies requiring an additional policy endorsement or rider for earthquake damage. California was hit by two earthquakes in 2019, which caused nearly $40 […]

First Notice of Loss is like other insurance niches. It uses a lot of acronyms to describe the methodologies and nuances that are relevant for both consumers and providers. It can be confusing for both consumers and providers. Consumers can be considered claimants for the purposes of this article. Providers can include TPAs, insurance carriers, and FNOL […]

43% of British people don’t have their mortgage protected by life insurance. This is a huge jump from 2006. Economy has had to change as the recession is affecting families and their budgets are being hit hard, especially when they face redundancy. Recent research* in What Mortgage (3 November 2010) shows that many people have stopped […]

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]

The average annual cost for Pennsylvania’s nearly 9 million drivers is $427 for minimum coverage, and $1,476 to insure full coverage. Finding the best car insurance could also mean finding the lowest car insurance. According to Bankrate’s research, Penn National and Geico have the lowest average rates for full coverage and minimum coverage. These top picks […]

Many of us can recall the Vietnam-era hit “War (What is It Good For?)”. “()”; this soulful song is reputed to be one of the most popular political songs in history. It captures the spirit of a generation in one catchphrase and was so well-received. If I could spin-off that catchy refrain, I might also successfully capture […]

Australian income protection policies are like jelly beans. They may look the same size and shape but come in many colors! Understanding these colours will allow you to get affordable income protection that doesn’t compromise on quality. Knowledge is power. It will help you to get the income protection insurance you need without having to pay […]

First-time drivers can learn about insurance and what it entails to get affordable car insurance from the best companies. New drivers are often considered high-risk by insurance companies due to their inexperience behind the wheel. New drivers can get multiple quotes to find the best rates and coverage for their car insurance. New drivers need car insurance […]

Most businesses will have at least two vehicles. Each vehicle will be covered by a separate policy. This can lead to higher costs for business owners. They could save time, money, and effort if they combined the vehicles and placed them under one policy for their fleet of business insurance policies. 1. It is extremely advantageous to […]

This article will explain how to determine if an umbrella is right to you. It will also show you how to find out how much it costs, what it covers, how affordable it can be, and how you can lose it. It is important to understand that insurance is an individual decision. Based on hundreds of customer […]