As we move into the future, one of the most important aspects of our lives will be our health. And with health comes insurance. Unfortunately, many people don’t understand just how expensive medical insurance can be. In this blog post, we’re going to explore the average cost of medical insurance per month and give you […]
Category Archives: Finance Guide
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Retirees, their spouses and dependents insured under ORS can expect coverage to begin one month after all necessary forms and proofs are submitted to them. It’s essential that enrollment forms and proofs be sent promptly in order to avoid gaps or duplication of coverage. Effective dates typically follow a similar timeline outside exchanges; with one […]
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Oct
Oct
When determining the price of your auto insurance premium, the most important factor is your driving record. It can be more difficult to get affordable auto insurance if you have a driving under the Influence/while intoxicated (DUI/DWI). Ohio drivers with a DUI can expect to pay more for their car insurance than those without. What does […]
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Oct
Oct
Are you an avid outdoors person? Do you enjoy fishing, hiking, or camping? If so, you may be interested in primary and secondary vision insurance. Primary vision insurance is designed to help protect people who have lost their sight entirely. Secondary vision insurance is designed to help people who have lost some of their sight […]
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Oct
Oct
Review of MetLife auto insurance MetLife rates are slightly higher than the average for any coverage level. MetLife’s drivers are not exempted from the surcharge associated with an accident. However, MetLife isn’t the most expensive option if you have been in a car crash. MetLife offers few discounts for car and home customers, but those who are […]
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Oct
Oct
Yes, medical malpractice tail coverage (also referred to as extended reporting endorsements or nose coverage) is tax deductible depending on your specific situation and should be discussed with a tax specialist for best results. Claim-made policies typically offer physicians an option to purchase “tail” coverage upon the expiration of their policy, the cost being approximately […]
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Oct
Oct
Statista estimates that about 47.5 millions Americans bike, with the majority of them young adults. As the number of cyclists has grown from 43 million to 47.5 millions in recent years, it continues to rise. It is not the most dangerous sport, but it is still a risky one. According to the Insurance Institute for Highway Safety, 843 bicyclists were killed […]
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Oct
Oct
In the world of insurance, there are two types of insurance that are commonly confused: hazard insurance and flood insurance. Though they are similar in name, they serve quite different purposes. Hazard insurance protects you from physical risks, such as fire or theft. Flood insurance, on the other hand, is designed to protect you from […]
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Oct
Oct
Any health issue that is present or known before your pet health insurance kicks in is considered a pre-existing condition. It is important to sign up for coverage as soon as possible. Is pet insurance available for pre-existing conditions? Pre-existing conditions will not be covered by pet insurance. They will not be covered by subscription-based community options. Even if […]
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Oct
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Cost of pet insurance varies based on plan variables like annual deductible, coverage limit and reimbursement percentage; and by age; older pets often incur higher premiums. Accidents and illnesses can quickly add up, especially if they require expensive procedures like ligament repairs or organ transplants. That is why it is crucial to compare pet insurance […]