Category Archives: Finance Guide

Uninsured motorist coverage protects you from having to cover injuries or vehicle damage from drivers who lack insurance, keeping costs out-of-pocket as far as possible. Required in some states and offered as an optional add-on in many policies. Who is covered depends on household members’ ages and driving records as well as factors related to […]

People have two main concerns about retirement income: 1. saving enough money to retire and 2. running out before they run out of life. The expectation that seniors will live 20,30,40, and more years than the average retirement age of 62 to 65 is very real. Even though everyone is concerned about it, those younger than us […]

Insurance agents have had very limited exposure to reinsurance and little education about it. Agents are only made aware of reinsurance by an underwriter from the insurance company. This tells them that we cannot write this type of business because of our insurance company’s treaty insurance agreements. Over the years, reinsurers have been the traditional risk-taking […]

It can be frustrating to figure out Medicare. It is amazing how much mail a consumer gets after turning 65. There are many people claiming to have the best plan for you. You only have one window to enroll in a plan. Not understanding the details can lead to costly mistakes down the road. It is important to find […]

It can be hard to find the right way to generate leads for health insurance, keep a steady flow of quality leads and determine which leads will produce the best results. You want your marketing dollars to be as efficient and effective as possible. This is why a 4-step strategy for leads generation can help […]

Insurance providers will survive and continue to exist as long as people need it. To be a successful insurance agent, you must network with people, ask for referrals and browse newspapers. You can also give out business cards, offer sponsorship programs, visit potential institutions and do door-to-door transactions. It can be difficult to find insurance leads […]

Do you want a steady flow of referred leads for your life insurance sales business? You would like to learn how to do it without spending a fortune. You are exactly like any other insurance salesperson! You are right where you need to be to get the answers you seek. This article will reveal a super-secret ninja […]

Every agency and agent is trying to get the most qualified leads possible, despite the current market conditions and soft market. There’s always a compromise between the current flow of leads for insurance agencies and long-term marketing plans, branding, and awareness campaigns for the future. Let’s look at some web marketing options and talk about the time […]

Any publication about insurance social networking will reveal lead sources that aren’t new. A social network can help you find a local lead source. To find top leads, you need to start socializing, use your time well, and network properly. To find potential customers for insurance, insurance social networking, cold calling and a consistent program of lead […]

Change can be a painful process. I’m aware. I run an insurance agency. You can find the information you need on the internet, underwriting, commission cuts, and direct writers. Insurance companies, whether you’re an “independent” or a “captive”, must understand the changes and respond to them as soon as they occur. Corporate America’s wheels turn slowly. This is why I believe […]