Category Archives: Finance Guide

What is an elevation certificate?

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

What is whole life insurance? How does cash value work?

Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]

MetLife Auto & Home Insurance Reviews & Ratings

Review of MetLife auto insurance MetLife rates are slightly higher than the average for any coverage level. MetLife’s drivers are not exempted from the surcharge associated with an accident. However, MetLife isn’t the most expensive option if you have been in a car crash. MetLife offers few discounts for car and home customers, but those who are […]

Is Malpractice Tail Insurance Tax Deductible?

Yes, medical malpractice tail coverage (also referred to as extended reporting endorsements or nose coverage) is tax deductible depending on your specific situation and should be discussed with a tax specialist for best results. Claim-made policies typically offer physicians an option to purchase “tail” coverage upon the expiration of their policy, the cost being approximately […]