Category Archives: Finance Guide

Pennsylvania Flood Insurance

For those who want to protect their personal property, obtaining a homeowners’ policy is essential. Many homeowners don’t realize that homeowners insurance policies often do not cover flooding. For residents of Pennsylvania who live in flood-prone areas, it is important to have financial protection against unanticipated water damage. Flood Insurance is a must for Pennsylvania homeowners FEMA has […]

Top 17 Selling Words of the Sales Process to Improve Insurance Sales Letters’ Response

The 17 most important selling words can improve any sales process. Including these words in insurance sales letters will increase the response rate. Learn the top selling words and how to implement them in your sales process. Tip for sales: There are four types of words you can use in an insurance sales letter. These are the ones […]

Why Reviewing Home, Auto Insurance Should be Part of Your Year-End Financial Checklist

COVID-19 has changed the face of 2020 , causing shockwaves in the economy. It also sent a large portion of the American workforce into unexpected unemployment. Millions of Americans have been affected by the unprecedented hurricane, and the wildfire season. Despite some improvements in the economy over recent months, many Americans still face hardships. It appears that many people have not reviewed […]

Illinois Car Insurance Laws

Illinois’ car insurance laws, like most other states in the United States of America, have mandatory minimums. This rule is only applicable to three states: Mississippi, New Hampshire, and Virginia. Drivers in every other state must have the right type and amount of insurance to drive. According to the Insurance Information Institute, approximately 13% Illinois drivers were not insured in […]

Insurance Agents Can Partner With the Media to Gain Client Credibility

Rene Lacape is the Marketing Manager at eQuote Life Insurance. She says that media professionals are faced with a range of challenges and must work within strict deadlines. They are often required to cover a wide range of topics, even those they don’t know much about. They are constantly subject to criticism from politicians, professionals, and the […]

Life insurance for high net worth applicants

You are considered high-net-worth if you have at least $1,000,000 in assets or cash. This is not including the property value of your house, which can be easily converted into cash. High-net-worth people have substantial savings and investments. However, this does not mean that you don’t need life insurance. While savings and investments are one aspect of the equation, […]

NJM Auto Insurance Review: Overview & Rates

Since 1913, New Jersey Manufacturers Insurance Company sells insurance. NJM Auto Insurance is the property and casualty mutual insurance company that provides coverage in New Jersey as well as Pennsylvania. In 2018, the organization moved away from being a membership only for policyholders. It now offers moderate premiums and superior claims handling to the general public. NJM Car Insurance NJM Auto […]

Smart home insurance discounts

Asmart homes are those where appliances and other devices can be wirelessly connected so that homeowners have control and access from anywhere. Insurance agencies are becoming more interested in smart technology in their homes. Smart home technology can make homes safer and reduce the chance of being damaged by fires or theft. Smart home systems can also be […]