Category Archives: Finance Guide

When shopping for retail shop insurance, the first thing to do is to determine what elements of an insurance policy you business will need. It is important to choose the right insurance policy for you. A wrong coverage could cause your business serious financial problems, including the possibility of having to pay a large amount. […]

Your homeowners policy protects against financial ruin if your home is damaged or destroyed. It can be frightening and stressful to find out your homeowners insurance has been cancelled. You might feel more confident managing your homeowners insurance by understanding the different types of cancellations and what to do in each case. Types of homeowner insurance terminations There are […]

Geico’s home-insurance comes from third parties. Customers will not know the company from which their homeowners policy comes until they receive a quote. This can lead to a confusing customer experience. Geico homeowners insurance customers may be eligible for a discount on car insurance if they already have an auto policy. About Geico home insurance While Geico […]

Public liability insurance is a blessing in disguise when it comes to times of crisis. In this instance, crisis refers to loss or damage to property or bodily injury to customers or third parties while they are within the business compound. Businesses that deal with large amounts of public movement are at greater risk. This […]

These invasive pests are unlikely to be covered by renters insurance. There are other options. According to HomeAdvisor, the cost of ridding your home of bedbugs could run from $300 to $5,000 depending on how severe the infestation is. Most tenants are unable to count on renters insurance to cover these costs. Is renters insurance able […]

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

A motor trade insurance company that understands your needs will be able to help you. There are many types of motor trade insurance policies. Each motor trader is different and each policy may not be applicable to everyone. While comprehensive motor trade insurance may seem appealing, the premiums can be quite high. You may also […]

Are you thinking of cancelling your Zurich Gap Insurance but not sure where to start? You’re not alone. Many people find themselves needing to cancel their gap insurance for various reasons, whether it’s because they’ve sold or traded in their car, found a better deal elsewhere, or simply no longer need the coverage. Whatever the […]

With some variations, the insurance requirements of demolition contractors are not that different from their counterparts in construction. To avoid potential harms to workers or the public, contractors must be careful about their safe practices. Contractors in demolition need commercial general liability, company automobile insurance, property & contractors equipment, workers’ compensation to protect employees and […]