Category Archives: Finance Guide

Investment in Equity Market

Equity cash refers to the home’s equity that is greater than the mortgage balance. It is also the cash portion. For example, a large down payment may result in cash equity. It also includes common stock and the cash equity market, which involves large institutions that trade stock blocks with firm capital on behalf of customers. […]

Common Myths Surrounding SIP

In the past decade, Systematic Investor Funds (or SIP) have been synonymous with Indian investors. Despite the volatile nature of markets, there are many myths that prevent investors from investing in these funds. When investing in SIP, new investors may have many questions and doubts. It is a good idea to seek the advice of financial professionals in order […]

Do You Need Homeowners Insurance Policy Before Getting The Loan?

Buying a home is one of the most significant financial investments you can make. It’s an exciting process, but it also comes with some serious considerations. One of those considerations is homeowners insurance. Many people wonder if they need to have a homeowners insurance policy before getting a loan for their new home. In this […]

What Are The Different Kinds of Mutual Funds?

There are many types of mutual funds to meet the needs of investors. However, there are three major types: Fixed Income, Equity and Hybrids. Let’s look at each one: Equity Funds They invest primarily in equities (shares of public companies). Their primary goal is to create wealth via capital appreciation. These investments are great for long-term investment and often […]

How Do Insurance Companies Make Money On Fixed Indexed Annuities?

As we grow older, it’s natural to start thinking about our financial future and how we can invest in a secure retirement. Fixed indexed annuities have become an increasingly popular option among those looking for a steady stream of income during their later years. But have you ever wondered how insurance companies make money on […]

Understanding Personal Injury Protection

If you’re injured in an accident, PIP could cover medical expenses and lost wages, regardless of fault. Car insurance that covers personal injury, regardless of fault, pays for the medical expenses resulting from car-related injuries. This coverage is available in 21 states and Washington, D.C., but 13 states require that all drivers have a minimum amount […]