Category Archives: Finance Guide

Agents are required to gather all information about the insured risk in order to fulfill their fiduciary obligations to clients. This involves asking several questions about the characteristics of the risk against which the insured wishes to obtain insurance. The agent must translate all the information to the underwriter for the carrier to which they wish to […]

Many mortgage lenders require homeowners insurance. Numerous states require truck and car insurance. No one needs umbrella insurance. An umbrella policy is not sold by insurance agents. You will need to bundle it with your auto and house insurance. Contact us to get it. Umbrella insurance protects you against liability that is greater than your car insurance and property […]

As we age, the possibility of needing long term care becomes more and more real. Long term care insurance is an option that can provide peace of mind for both you and your loved ones in the event that you require extended medical assistance later in life. But who should consider investing in this type […]

Are you prepared if someone gets injured on your property or if you accidentally damage someone else’s belongings? Personal liability insurance can protect you in these scenarios, but how much coverage do you need? It’s a question many people overlook when purchasing insurance. In this blog post, we’ll dive into the details of personal liability […]

All the main reasons why insurance card design is important are listed below. These are the main points. Post cards you send are not advertising for insurance companies or to win a trip. It has remained true to its primary purpose all along. Its main purpose is to GET THE MAXIMUM REPONSE. Direct mail pieces are not meant to sell […]

Starting a business is always an exciting and risky venture. As an entrepreneur, you have to make sure that your company complies with all legal requirements, including having the necessary licenses and permits. One of the most critical aspects of running a business is protecting it from potential risks that can cause financial ruin or […]

As we age, the possibility of needing long-term care becomes increasingly likely. Whether it be due to a chronic illness or simply the natural effects of aging, such care can quickly become expensive and overwhelming for both individuals and their families. That’s where Long Term Care Insurance comes in – providing financial assistance for those […]

Your home is your haven, a place where you can relax and feel safe. However, unexpected incidents like leaking roofs can shatter that peace of mind in an instant. While homeowners insurance covers many types of damages to your property, it’s important to understand whether or not it provides coverage for a leaking roof. In […]

Are you planning to rent a car for your next road trip or vacation? If so, you may be wondering if rental car insurance is worth the extra cost. While it can seem like just another expense added onto your already pricey rental fee, having insurance on a rental car can provide peace of mind […]

Are Standard Fire Insurance Company and Travelers one and the same? If you’re in the insurance industry or looking for an insurer, this question has likely crossed your mind. Both companies have been around for over a century, but what sets them apart? In this article, we’ll dive into the histories of both companies, explore […]