Category Archives: Finance Guide

Does State Farm Homeowners Insurance Cover Asbestos Removal?

Are you a homeowner worried about asbestos lurking in your home? Asbestos is a naturally occurring mineral that was widely used in building materials due to its fire-resistant properties. However, it’s been linked to various health issues like lung cancer and mesothelioma. If you’re wondering if your State Farm Homeowners Insurance covers asbestos removal, keep […]

Building Contractors – 5 Tips For Getting the Best Insurance Policy Audit Results

All building contractors working in North Carolina who carry either a NC general liability insurance policy or a NC workers compensation insurance policy, or both, probably know that these insurance policies are subject to an annual audit. Few contractors realize that they have the ability to tilt the odds in their favor during an annual audit. If you’re […]

Why Covering the Pollution Exposures of HVAC/Mechanical Contractors Cannot Be Overlooked

Today’s insurance market presents unique challenges to HVAC and Mechanical Contractors. Although they are considered traditional contracting risk, they have become the center of mold-related claims and pollution over the past few years. The trend to hold these contractors to a higher standard that other trades is exacerbated by the fact that they are now […]

Does Homeowners Insurance Cover Easement Disputes?

As a homeowner, you may assume that your insurance policy covers all possible disputes that could arise regarding your property. However, one area of confusion for many homeowners is whether their insurance covers easement disputes. Easements are legal agreements allowing someone else to use a portion of your land, which can lead to conflicts and […]

Which Of The Following Statements About Mutual Insurers Is True?

Are you familiar with mutual insurers? If not, don’t worry – you’re not alone. Despite being a common type of insurance provider, there’s often confusion around what exactly makes them different from other types of insurers. In this blog post, we’ll explore the ins and outs of mutual insurers: their advantages, disadvantages, and ultimately answer […]