Category Archives: Finance Guide

Codes and Standards Governing Commercial Kitchen Ventilation Operations

This is the continuation of our fire investigation series. It will help investigators understand how commercial kitchen ventilation works, also known as restaurant grease fires. This article will cover the foundations of the codes and standards that regulate commercial kitchen ventilation and appliances. Federal, State/Provincial, Municipal and Municipal building codes as well supporting standards regulate […]

Biggest and Most Costly Insurance Marketing Mistake Made by Most Insurance Agents Today

Many insurance marketing strategies and solutions fail to be effective due to a variety of reasons. One reason is the foundation on which insurance agents market. Let me explain. Many insurance marketing pieces suffer from the curse. Although I wish I could claim credit for this saying, I believe I only learned it from a book. […]

Captive Insurance Company – Reduce Taxes and Build Wealth

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]

AM Best Ratings: What Do They Mean and How Do I Evaluate Them?

We are getting a lot more questions regarding carrier stability and how performance is being monitored outside regulatory agencies, given the current turmoil in the financial market. AM Best Company was established in 1899. It is the oldest and best-known rating agency for the insurance sector. AM Best is a key indicator of financial strength […]

Auto insurance for high-risk drivers in Missouri

Imparied driving caused by drugs, prescription medication or alcohol is up 49% over the last ten year and the reason for 20% of traffic fatalities Missouri. Driving under the influence (DUI) is a high-risk behavior that can lead to fatalities and serious accidents. Reckless driving and speeding are considered dangerous, risky behavior. Your premiums may rise if your insurance company […]