Category Archives: Finance Guide

Your homeowners policy protects against financial ruin if your home is damaged or destroyed. It can be frightening and stressful to find out your homeowners insurance has been cancelled. You might feel more confident managing your homeowners insurance by understanding the different types of cancellations and what to do in each case. Types of homeowner insurance terminations There are […]

Geico’s home-insurance comes from third parties. Customers will not know the company from which their homeowners policy comes until they receive a quote. This can lead to a confusing customer experience. Geico homeowners insurance customers may be eligible for a discount on car insurance if they already have an auto policy. About Geico home insurance While Geico […]

Public liability insurance is a blessing in disguise when it comes to times of crisis. In this instance, crisis refers to loss or damage to property or bodily injury to customers or third parties while they are within the business compound. Businesses that deal with large amounts of public movement are at greater risk. This […]

These invasive pests are unlikely to be covered by renters insurance. There are other options. According to HomeAdvisor, the cost of ridding your home of bedbugs could run from $300 to $5,000 depending on how severe the infestation is. Most tenants are unable to count on renters insurance to cover these costs. Is renters insurance able […]

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

You are your boss as an agent. You have complete control over how much you make and how you spend your time. You feel in control of your business and have personal satisfaction. You spend more time with your family and friends. You can make your own decisions and implement your ideas. It has two sides. You can have advantages […]

Are you an insurance agent looking to level up your career and stand out from the competition? Or perhaps you’re just curious about those mysterious letters “CLU” that often follow the names of some professionals in the industry. Either way, this blog post is for you! We’ll dive into the fascinating world of CLUs, exploring […]

Locals are well aware that Pittsburgh has a great city atmosphere in a very small area. Many people opt to insure their homes with homeowners insurance, whether they are buying a house to live in or as a long-term investment. According to Bankrate’s sample profile homeowners insurance in Pittsburgh is $741 per annum for a $250,000 dwelling […]

New Jersey is constantly in search of life insurance agents. Why? Greed. Greed is better described as the sound of money speaking. New Jersey has the highest per-capita family income among all the states. This makes New Jersey the top choice for career agent insurance companies. This does not necessarily mean that the entire state is affected. The insurance company thoroughly researches […]