Category Archives: Finance Guide

The Government is looking to reduce emissions as much as possible as everyone becomes more eco-conscious. We have already seen increased public transport use, electric cars and catalytic convertors become the norm to reduce carbon emission. It is buildings like houses, offices, and shops that account for half of the UK’s carbon emissions and energy […]

An online hacker attack on corporate websites has made headlines recently. It is easy to wonder how effective a typical general liability insurance policy protects online businesses. This question has a simple answer: “Not well.” You are unlikely to be fully protected if your cyber insurance does not cover the unique types of exposure that […]

More companies are looking at their risks to ensure that business operations continue as normal. Companies are now looking for cost-saving ways to manage risk. Risk transfer, which is a risk management strategy that shares the risk with third parties, is another option. Companies use insurance carriers to transfer the risk of unanticipated losses or […]

PHONE CALLING Insurance sales managers often have their reps calling after another to try and get appointments. It can be difficult to ask people if they would like to purchase more insurance. Few people will say yes to this question. The insurance sales manager will tell you that more appointments will lead to more sales. To get leads, […]

Many insurance marketing strategies and solutions fail to be effective due to a variety of reasons. One reason is the foundation on which insurance agents market. Let me explain. Many insurance marketing pieces suffer from the curse. Although I wish I could claim credit for this saying, I believe I only learned it from a book. […]

Companies of all sizes have to monitor and protect all technology, including computers, laptops and mobile phones. This ensures that company information is secure at home, work and on the move. It is now a must to protect your cyber space in a world of persistent threats. Canada was 6th on the list of countries […]

This is the continuation of our fire investigation series. It will help investigators understand how commercial kitchen ventilation works, also known as restaurant grease fires. This article will cover the foundations of the codes and standards that regulate commercial kitchen ventilation and appliances. Federal, State/Provincial, Municipal and Municipal building codes as well supporting standards regulate […]

New Hampshire has some of the most beautiful views in the country, including the Atlantic Ocean and Lake Winnipesaukee. It is easy to see why the 1.2 Million licensed drivers love to drive the Granite State’s 16,000-mile roads. New Hampshire drivers might want to make sure they have an auto policy before they hit the roads. Even though car […]

No matter if you own a business or manage it, one of the most important things you can do is keep your business costs down in order to maximize profits. Many people in this situation feel that insurance for commercial purposes is unnecessary, especially if their business is small. Active business owners know that they […]

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]