Category Archives: Finance Guide

For some mutual funds, however, this is a new concept. For beginners in investment, it is important to understand what a mutual funds is and how they work from the mutual fund. Mutual funds provide a way for investors to pool their capital and invest in capital markets instruments by buying mutual fund participation units. The Investment […]

There are many options for gold investments. The question of whether it is possible to leverage a gold investment is also a valid one. Let me explain. The majority of types of gold investments are not leveraged. These include physical bullion and gold certificates There are 2 ways to leverage your investment. These are the 2 ways to […]

We work in an industry that is unique – insurance agents are like toasters in this industry. Let me explain… Everybody owns or uses at least one small appliance in their home. You might have a toaster oven, a garage door opener, or a microwave oven. It’s an appliance we use daily. Yet, we don’t remember the manufacturer of […]

The subject line is the most important part of your emarketing message. Your campaign’s success or failure will depend on the subject line. The subject line of your email will be reviewed for a few seconds before the reader decides whether to open or delete it. If they don’t like it, they can opt out of future email […]

Small businesses must comply with state and insurer rules when it comes to health insurance requirements, but whether or not this obligation applies depends upon factors like employee count. Employers that offer group health insurance cannot deny coverage or charge higher premiums based on preexisting conditions, providing employers with an important tool for recruiting and […]

General liability or business liability insurance provides essential protection from these costs and may even be required by contracts or commercial lease agreements. Business owner’s policies (BOPs), which typically encompass commercial property insurance and business interruption coverage, tend to group together policies with similar risk characteristics into one policy bundle. Cost Cost of general liability […]

Independent agents can be an invaluable source for understanding the complexities of insurance. They will ask all the pertinent questions to assess your needs, then tailor carrier and coverage recommendations specifically tailored towards you. They live and work in your community, making them uniquely qualified to assist with local insurance requirements and shopping your policy […]

As family dynamics shift, some individuals are considering covering parents on their health insurance policy; whether this option is possible depends on state regulations. Medical plans typically only permit dependents who are legally or financially dependent to be added, although elderly parents can also be added. California offers several private policies which provide this service. […]

An insulin supply can cost as much as $105 without insurance, but you could potentially save money through patient assistance programs and discounts. Insulin manufacturers are cutting their prices due to public pressure, new competition from new players and changes in law that affect drug rebates. Insulin producers also seek to avoid paying billions in […]

If the at-fault driver only carries limited insurance or none at all, a claim should still be submitted with their own company; however, many organizations exploit policyholders by employing various strategies to deny or reduce any compensation awarded. If an insurance provider acted in bad faith by denying or underpaying valid claims, those injured by […]