Category Archives: Finance Guide

Medicare Open Enrollment: How to Shop

There are two open enrollment periods for Medicare that offer the chance to change your coverage. Here are some ways to compare plans. Medicare plans offer an annual open enrollment period, as with all health plans. Current Medicare beneficiaries have the opportunity to review their coverage and make possible changes. Medicare only has one open enrollment window […]

Where Is The Value In Value Engineering?

During my recent trip to London to meet several underwriters who specialize on professional liability insurance for design companies, a common theme emerged. Many engineering firms and architects have seen their revenue drop by 15% to 25% in the current recession. Many architects have experienced revenue decreases of 15%-25%, and many design firms linked to […]

Client Meetings – 10 Tips for Insurance Brokers

Meetings with clients have been the core of professional financial planners’ workday. This is undoubtedly the most crucial element in determining one’s reputation, success, and satisfaction with clients. It doesn’t really matter how professional you are on the phone or how effective your website or marketing strategies are, what matters is your ability to communicate face-to-face. This […]

Errors & Omissions Insurance Policy Exclusions – Understand Your Liability Coverage

Errors and omissions insurance, also known as professional liability or E&O insurance, is designed to protect you against a client’s claim of negligent acts, omissions or errors you make while performing professional services. These policies cover legal defense costs and any settlement paid to clients in the event of a covered case. While E&O insurance […]