Most people aren’t thinking about life insurance in their 20s, but it’s often the best time to buy it. There are many factors that influence the price of life insurance. However, generally speaking, the younger and more healthy you are at the time you purchase a policy will make it cheaper (unless you have a high-risk job, […]
Category Archives: Finance Guide
The unemployment rates are high, as is the COBRA enrollment activity. It doesn’t appear that the unemployment crisis will end soon. What does this mean to brokers? This means that many employers who depend on you don’t care about growing, they worry about survival. These are some COBRA administration survival strategies to help you guide them through this economic […]
Health insurance is a topic that affects millions of people in the United States. With rising healthcare costs and ongoing debates about the best way to provide coverage, it can be tough to keep up with the latest information. If you’re wondering how many people currently have health insurance in the US, you’ve come to […]
If you’re like most people, insurance premiums are a necessary expense that can put a significant dent in your budget. But did you know that under certain circumstances, you may be able to write off those pesky payments on your taxes? That’s right – deducting insurance premiums could potentially save you hundreds or even thousands […]
Credit scores (also known as credit ratings) are important as they help banks, mortgage providers, and credit card companies decide whether to lend you money. Insurance companies sometimes use it as well. This is how it works. Is car insurance included on your credit report? Your credit score will not be affected if you pay your […]
Any traffic ticket can be devastating, yet its effects will vary from insurer to insurer. Insurance companies typically review motor vehicle reports at policy renewal and will only increase your premium depending on the severity and location of any speeding violations. 1. Increased Rates Accident tickets can be expensive and may result in your auto […]
As you transition to civilian life, veterans may have questions regarding life insurance options available to them. Learn how you can understand them. Term life policies differ from private whole life policies in that their coverage has time limitations and premiums that increase over time, becoming unaffordable at some point in your lifetime. SGLI SGLI, […]
Most drivers keep a copy of their insurance card or policy handy in their glove compartment, center console or elsewhere in the car – that can serve as proof of coverage quickly and easily. Retrospective financial records analysis can also uncover any recurring transactions that indicate car insurance may be active. Secretary of State offices […]
State Farm is an established provider of auto insurance policies, offering an array of coverage options such as liability, collision and comprehensive. State Farm also provides homeowners and renters insurance policies, designed to protect property damage caused by natural disasters, fire and theft. Their home policies feature coverage against such perils. J.D. Power’s 2023 Home […]
North Dakota is the US’s least populous state. North Dakota has the least populous state in the United States. The average cost for car insurance is $278 for liability coverage, and $1,264 to cover full coverage. According to the North Dakota Department of Transportation, traffic deaths have been declining since 2012. In 2019, there were 100 car accidents-related deaths, compared with […]