Category Archives: Finance Guide

There are many “insurance pools” that offer coverage to property owners who cannot get insurance through the market. The Ohio Fair Plan provides property coverage for those who aren’t eligible. These programs are offered by the state’s insurance companies. Each program has its own eligibility requirements. Due to the 1960s riots, the Ohio Fair Plan was established. Many cities suffered significant […]

Florida residents may find it helpful to simplify and unpack the many license types and categories that are available. This will ensure that you get the best possible route to obtaining exactly what you need by using the most direct methods. The three main categories of Florida adjuster licenses are the 6 series (the most basic), […]

An Adelivery job is a great way to make some extra money. While it can provide a steady income stream, the hours can be flexible enough that you can use it as a side business. The demand for delivery drivers is increasing due to the new ecommerce and delivery. You need the right insurance, no matter if delivery driving is […]

Virtually every state mandates motorists have bodily injury liability coverage – typically represented on policies by three numbers like 25/50/20 – but you may want to consider adding uninsured/underinsured motorist coverage as well. Collision coverage, which pays to repair or replace a vehicle involved in an accident, is not mandated by any state. However, your […]

Open enrollment is the period during which people can stop, begin or change their health insurance coverage. The federal deadline is December 15th; however, each state marketplace can set its own dates. As of March 2019, renewal notices for Medicaid, Child Health Plus, and Essential Plan enrollees are being distributed on an ongoing basis according […]

Homeowner insurance may not qualify as one of the expenses you can write off when filing your taxes, but in certain circumstances it could qualify. Speak to a tax professional for more details. Before selecting a homeowners insurance deductible, carefully consider its impact on premium costs and out-of-pocket expenses when making claims. A higher deductible […]

Pets are often lively, energetic and can get into mischief. Therefore, many owners opt for pet insurance policies in order to safeguard against mischief-making occurrences. Pet insurance policies vary in price depending on factors like deductible, annual limit and reimbursement level; to get an accurate picture, compare quotes from multiple providers. Also be sure to […]

Many people move to Mexico for various reasons – be it work-related or simply closer proximity. Public healthcare in Mexico can be expensive and lack the standard of care expats require, which is why expats may prefer private health insurance plans that provide access to private hospitals with shorter wait times and English-speaking doctors. Cost […]

Travel trailers are non-motorized vehicles, meaning most states do not require their owners to purchase insurance for them; however, your car or truck’s liability coverage may extend over to it in certain instances. Most policies also provide roadside assistance services like jumpstarting, fuel delivery and tire changes; some even cover personal items in case of […]

Under the Affordable Care Act (ACA), plans and insurers are required to offer dependent coverage up until a child turns 26 years old – but with certain exceptions. Dependency eligibility depends on a number of different criteria, including if an adult is married, has children of their own, or lives away from the parents’ house. […]