Category Archives: Finance Guide

What an Online Car Insurance Site Can – And Cannot – Do For You

Despite their merits, you need to be aware that these websites have limitations. You will often need to combine online shopping with good old-fashioned phone calls to find the best car insurance price. This combination approach to car insurance shopping can help you overcome some limitations and still get the best value. A reliable car insurance comparison […]

How a speeding ticket impacts your insurance in Georgia

The National Highway Traffic Safety Administration (NHTSA) reports that there were 9,378 automobile fatalities in 2018 in which at least one of the drivers was speeding. Though speeding is usually treated as a misdemeanor in Georgia, speeding is taken seriously and fines increase as the severity of the speeding increases. The premiums you pay to insure your car can […]

How Do Tickets Affect Insurance?

How much your car insurance rates increase due to a speeding ticket depends on several factors, including severity of violation, state/insurer/driver history etc. Your chances of successfully challenging a traffic ticket depend upon its severity and the county where it occurred; other violations could also impact your premiums. Speeding Tickets One of the most frequently […]

Do Ford Salesmen Get Health Insurance?

Ford salesmen are some of the most highly prized employees in the automotive industry. They’re usually well-educated, charismatic, and persuasive. And yet, a surprising number of them don’t have health insurance. Why? Ford’s salesmen are typically hired on a commission-only basis, which means that their income depends on how many cars they sell. Since health […]

Breakdown Insurance Cover

Nearly all modern auto insurance policies include breakdown coverage as part of their package. While this can increase your premiums by a significant amount, it could also make you more costly in the event that you need to have breakdown cover. The average breakdown coverage cost is between PS30 to PS50 per year. It’s an affordable price to […]

Kansas PIP insurance

Personal injury protection (PIP), insurance for no-fault states, may be something you have heard about from an insurance agent. Kansas law requires personal injury protection to be included in any type of insurance. PIP insurance in Kansas is part of all insurance policies in the state. This insurance protects you from medical expenses and more in the event of […]

What Is Considered A Pre-Existing Condition For Health Insurance?

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]