Category Archives: Finance Guide

These days, the best ways to save money are quite simple. You can save money by using coupons to go grocery shopping or renting movies to watch at home. There are many things that we can do to save money. It is possible to reduce the cost of things we already pay each year. This is one way […]

Personal injury protection (PIP), insurance for no-fault states, may be something you have heard about from an insurance agent. Kansas law requires personal injury protection to be included in any type of insurance. PIP insurance in Kansas is part of all insurance policies in the state. This insurance protects you from medical expenses and more in the event of […]

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

Everyone has heard of health insurance, but what is a claim form? Claim forms are the documents you file with your health insurance provider in order to receive benefits for a medical issue. They’re also required when you experience a loss or theft. In this blog post, we will explain what a claim form is […]

Brake, a road safety charity, recently conducted a survey. The results may surprise many male drivers. Only 46% of those questioned believed men were less safe drivers than women, and 42% believed the risk factors were equally balanced. According to the Home Office Statistics, 97% of dangerous driving convictions last year were committed by men. These results were […]

They promise it on TV-car insurance coverage that is 10-20% lower than the current car insurance rates of “leading competitors”. What does that actually mean? This doesn’t necessarily mean that they are giving out low rates of insurance like candy. Smart, savvy drivers who take the time to understand their car insurance policies will be able to save […]

Although roadside assistance is usually optional, if you’ve ever been left on the sidelines of the road with no help, you might find it essential. Considering that the average cost of getting your car towed is between $75 to $125, a single tow could offset the cost of roadside assistance for a year or more. It is […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

When you’re planning to move, there are a few things you should always keep in mind. Chief among these is insurance. Moving is an expensive proposition and can easily turn into a costly ordeal without the proper safeguards in place. U Haul is one of the most common moving companies in the United States and, […]

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]