Category Archives: Finance Guide

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

Rideshare insurance is a type of coverage that lets you protect yourself and your passengers when you’re using a rideshare service such as Uber, Lyft, or Sidecar. State Farm offers rideshare insurance in select states, so it’s worth checking to see if it’s available where you live. State Farm generally offers higher rates than other […]

Everyone knows that flooding is a potential hazard in any part of the world. Unfortunately, not everyone is prepared for when it does happen. If you live in an area that’s susceptible to flooding, you may be wondering how to buy flood insurance. In this blog post, we will provide you with all the information […]

A classic car insurance company can offer special insurance that offers many benefits to collector car owners. Although companies that specialize in antique cars insurance may offer greater coverage, with lower premiums, there are some limitations. There are many things to consider when selecting an antique auto insurance provider. It is crucial that you do your research […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

When it comes to employee benefits, Publix is definitely at the top of the list. In fact, they’ve been named one of the best companies to work for multiple times in recent years. One of the many benefits Publix offers its part-time employees is health insurance. So, does Publix offer health insurance to part-time employees? […]

Renter’s insurance is one of the most important pieces of insurance you can have. It covers you in the event that something happens to your residence, whether it’s a fire, flood, or burglary. But does renting really make renters insurance invalid in the eyes of landlords? The short answer is no, but it depends on […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

When a car is in an accident, it’s important that the insurance adjusters are able to determine speed very quickly. After all, if the accident was caused by someone going too fast, the insurance companies can adjust the value of the car to reflect that. There are a few ways they do this, but one […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]