Category Archives: Finance Guide

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

When a car is in an accident, it’s important that the insurance adjusters are able to determine speed very quickly. After all, if the accident was caused by someone going too fast, the insurance companies can adjust the value of the car to reflect that. There are a few ways they do this, but one […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

If you’re like most people, you have health insurance. But what does that mean for the industry? Insurance companies are essential to the health care system, and they play a big role in the economy. In this blog article, we will explore what health insurance companies are in North Carolina and how they impact the […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

You don’t need to purchase gap insurance from the dealership, no matter what the salesperson at the finance office says. Depending on your terms, down payment and vehicle’s depreciation, full coverage may not be the best option. Insurify will help you find the right gap insurance option for you at a cost you can afford. What […]

A new car purchase can be one of life’s most exciting experiences. This is a decision that will stay with you for the rest of your life. The days of purchasing a new car every other year are gone. The economy is so poor these days that many people have to keep the same car for years. […]

When you get married, one of the things you may not think about is life insurance. After all, your spouse is going to live forever, right? Wrong. In today’s economy, it’s becoming more and more important to have life insurance in place in order to protect your spouse and children should something happen to you. […]

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

There are many details and information in the small print that can vary between insurers. I’ll try to generalize this as most companies have similar policies. Car insurance, also known as auto insurance, is compulsory in most countries. You must be covered if you own a vehicle or if you park your car on a public […]