Category Archives: Finance Guide

Everyone has heard of health insurance, but what is a claim form? Claim forms are the documents you file with your health insurance provider in order to receive benefits for a medical issue. They’re also required when you experience a loss or theft. In this blog post, we will explain what a claim form is […]

Prior to the Affordable Care Act (ACA or Obamacare), health insurance companies often denied individuals from purchasing individual health plans due to pre-existing conditions ranging from acne to more serious illnesses like cancer and heart disease. KFF estimated that 54 million non-elderly adults had declinable preexisting conditions on the individual market in 2018. Under former […]

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]

No matter if you own a classic muscle car, or if you would like to, there is one thing that all of us have in common: insurance. Insurance – that one word almost everyone, except for insurance agents, says with a tone sour. People usually take out auto insurance policies, pay the premium …., and never have […]

When you are looking for the best car insurance in Washington, D.C., you may have heard your agent talk about personal injury protection coverage, or PIP. It may be part of your insurance. Washington is a no fault district. Insurers are required to offer PIP coverage to motorists when they buy their policies. It is possible to find […]

When you’re planning to move, there are a few things you should always keep in mind. Chief among these is insurance. Moving is an expensive proposition and can easily turn into a costly ordeal without the proper safeguards in place. U Haul is one of the most common moving companies in the United States and, […]

Filing a car insurance claim may seem straightforward, but it is essential that you understand how the process works. First, file with your insurer whether online or through mobile apps; they should respond within 48 hours with details regarding how they plan to handle the situation. Your insurance provider will assign a claims specialist or […]

What can you expect from your insurance company if you are in an accident? Trust them to get you out of an accident. While we all believe we are the best drivers on the road, many others are not proficient in driving rules or safety. It’s scary to see that many of these drivers cannot read the […]

Gap insurance can be costly, leading some drivers to seek ways to opt-out. Luckily, this process typically doesn’t prove challenging or time-consuming. Gap insurance policies often allow consumers to receive a refund by cancelling prior to legally selling or trading off their vehicle or paying off loans. To cancel, certain documents will need to be […]

Sally, sixteen years old, is traveling southbound on I-5 in Eugene. Sally hears a ringing and realizes she just received a message via text. She rummages through her purse and finds her phone to check the message. Jane, her best friend back in Washington has just seen Steven at the Vancouver Mall. “Should he talk to me?” Jane would […]