Category Archives: Finance Guide

Car Insurance – Finding Specialist Insurance For Women

Brake, a road safety charity, recently conducted a survey. The results may surprise many male drivers. Only 46% of those questioned believed men were less safe drivers than women, and 42% believed the risk factors were equally balanced. According to the Home Office Statistics, 97% of dangerous driving convictions last year were committed by men. These results were […]

How Actually Reading Your Policy Can Save You Hundreds on Your Car Insurance

They promise it on TV-car insurance coverage that is 10-20% lower than the current car insurance rates of “leading competitors”. What does that actually mean? This doesn’t necessarily mean that they are giving out low rates of insurance like candy. Smart, savvy drivers who take the time to understand their car insurance policies will be able to save […]

Does Having A Dash Cam Lower Insurance?

While insurance providers in the US do not currently offer dash cam discounts, these cameras can serve as invaluable evidence against false claims, not-at-fault accidents and theft or vandalism. Furthermore, they’re an invaluable way for parents to monitor their teenage driver’s driving habits. Dash cams may not reduce your insurance rates directly, but they may […]

Understanding Your Auto Insurance Premium

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]

Do I Have To Add My Spouse To My Car Insurance GEICO?

Marriage is an exciting life event that often impacts your insurance needs. At GEICO, we can assist in merging policies between spouses and taking advantage of discounts like multi-car and homeowners policies to save on coverage costs. Insurance providers usually require all licensed members of your household be included on your policy; this is especially […]