Category Archives: Finance Guide

When making online purchases or shipping items, one of the most important considerations is how it will be sent and whether it will be safe. With so many different delivery services out there, it can be hard to know which one to use and if they offer insurance for any damages that may occur during […]

You are likely familiar with the features of your scooter policy. You should have at least a basic coverage level that covers damage to your scooter and the car of another driver (if you are at fault). Personal injury protection should be included for both you and your passenger. You may need coverage that is more specific in […]

There are various methods for obtaining health insurance. These include private health insurance, job-based coverage, Medicare and Medicaid. Your eligibility may qualify you for a subsidy that helps offset the cost of health insurance premiums based on your annual income. Apply for Medicaid, Children’s Health Plus or NY State of Health any time during the […]

There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]

In Georgia, a DUI conviction is a serious matter. If you’re convicted of Driving Under the Influence (DUI), there are many consequences that come with the conviction, including increased insurance premiums. But how long does Georgia allow insurance companies to rate a DUI? The answer is not as straightforward as you might think. In this […]

To lower their car insurance premiums, many people increase their deductibles. You can cut as high as 40% off your premiums by increasing your insurance deductibles. This is only possible if you have enough money to cover your deductible in the event of an at-fault collision. You may not have the money you need to pay your […]

Life insurance is an absolute necessity, yet figuring out exactly how much protection is right for you can be difficult. Since 1992, Ramsey Solutions has helped millions of people take back control of their finances. Our aim is to assist individuals in becoming debt free, building savings and wealth while honing leadership skills. How Much […]

Florida Governor Rick Scott signed legislation on May 4, 2012 that was intended to reduce fraud in auto accidents, lower auto insurance premiums and lower litigation costs related to the Personal Injury Protection (“PIP”) insurance law. This article will help Florida motorists to understand the new statute. It will also discuss how these changes will affect […]

North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]

Health insurance is something that all of us need, but the cost to purchase it can vary greatly depending on where you live. From state to state and city to city, the prices for health insurance can be drastically different. So, what state has the cheapest cost to purchase health insurance? In this blog post, […]